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XFCU BUSINESS RATES

Savings Products

   
Certificates
Minimum to Open
Minimum Balance to Earn the APY*
Dividend Rate
APY*
1 Month
$500
n/a
0.10%
0.10%
3 Month
$500
n/a
0.10%
0.10%
6 Month
$500
n/a
0.10%
0.10%
12 Month
$500
n/a
0.60%
0.60%
24 Month
$500
n/a
0.75%
0.75%
Savings and Money Market
    
Savings ($100 minimum daily balance required to avoid monthly fee)
$100
$100
0.20%
0.20%
Money Market ($1,000 minimum daily balance required to avoid monthly fee)
$1,000
$0-999.99
0.40%
0.40%
 
$1,000-14,999.99
0.50%
0.50%
 
$15,000-49,999.99
0.65%
0.65%
 
$50,000-99,999.99
0.80%
0.80%
 
$100,000 and over
1.00%
1.00%

Rates as of Thursday, September 1, 2011.
*APY = Annual Percentage Yield. NOTICE: Dividends for all accounts listed above are based on the Credit Unions earnings at the end of a dividend period and thus cannot be guaranteed. Fees incurred may reduce earnings on any of these accounts. There is a substantial penalty for early (premature) withdrawal of certificate funds other than dividends. Dividend Yields are determined by the Board of Directors. Rates, terms and conditions are subject to change at any time.