Be intelligent about your money.
When it comes to your money, the more you know, the more you grow. Start your education here with everything you ever wanted to know about personal finances, from creating a budget and starting a savings plan, to investing for retirement. See? You’re smarter already.

Check out our new, FREE money management tool!
We've recently partnered with our friends at the Filene Research Institute (an innovative research organization benefiting the credit union industry) to offer a free money management tool called debtinfocus.
At Xceed, we are committed to providing resources to help our members achieve financial goals. This online tool is designed specifically to develop a free and anonymous online financial analysis with actionable strategies.
We invite you to visit debtinfocus by clicking here. And of course, we welcome any comments have regarding this free service. Feel free to send us an email.

Financial Education from Balance Financial Fitness
Get valuable tips on how to live a healthy, balanced financial life.
Calculators
Crunch some numbers. Get some answers.
Toll-free information line
Get your financial questions answered immediately by a certified counselor.
Money management counseling
Take a close look at your current spending and savings plan and develop a plan of action to meet your financial goals.
Debt management
If the bills are starting to pile up, our counselors can review your options for repaying the debt, and even provide a structured repayment plan.
Credit report review
A BALANCE counselor will review your credit report with you, making sure you know your rights. They can even provide a low-cost report for you.
Housing counseling
Buying a home is one of the biggest financial commitments you'll ever make; counselors can help you make a plan to ensure you're armed with all the knowledge you'll need.
Want to learn more?
Telephone: 888.456.2227
Email: info@balancepro.org
Hours:
5 AM - 8 PM Monday - Thursday
5 AM - 5 PM Friday
8 AM - 5 PM Saturday