This site requires the free Flash plug-in.
Click here to get it.


News & Events

Personal Banker

We think you deserve the VIP treatment. Request your very own Personal Banker today.

We're on the Move in Norwalk, CA!

Our Firestone Financial Center located at 12366 Firestone Boulevard in Norwalk, CA is quite a bit larger than we need and doesn't offer all of the amenities we look for in an Xceed Financial Center. So, we have made the decision to sell the building and look for a more optimal location to better serve our members. The Financial Center in Norwalk will remain open until January 16, 2015.

Don't worry about the associates who have served members at the Firestone Financial Center – all of them will be staying with us, relocating to either our Headquarters or the Douglas Financial Center in El Segundo.

We'll be sure to keep members in the loop as we move forward with choosing a new location. In the meantime, you'll still have lots of easy and convenient options to access your Xceed accounts:

Xceed Online Banking: Our advanced online banking system lets you manage all of your accounts and your complete financial life, all in one place! Pay bills, transfer funds, make a credit card payment, apply for a loan, and much more with just a few clicks.

Xceed Mobile App: With our FREE mobile app, you can perform almost all of the same functions on your mobile device as you can with Xceed Online. Plus, you can deposit paper checks with the Xceed Mobile Deposit feature!

80,000 Surcharge-free ATMs: With more locations than the nation's four largest banks combined, nobody gives you better access to your money! Visit the ATM Locator to find a CO-OP ATM near you, or text "mycoop" (692667). Enter the address or intersection, and you'll receive a reply with locations.

Xceed On-Call 24/7: Xceed On-Call offers toll-free automated telephone service 24 hours a day. Or, to speak with a Contact Center associate from 6 a.m. to 6 p.m. PST, just call 800.XFCU.222 (800.932.8222).

Douglas Financial Center: The Xceed Financial Center located at 837 N. Douglas Street in El Segundo is a full service facility that can meet all of your needs. It's open Monday through Friday, 9 a.m. to 6 p.m. Questions or concerns? Please don't hesitate to call our phone line dedicated to the Firestone Financial Center transition (888.923.3308), email us at contact@xfcu.org, or visit another Xceed Financial Center.

We're discontinuing our Travelers Cheque services.

Effective December 31, 2014, we'll no longer be selling Travelers Cheques in our Financial Centers. With fewer and fewer members requesting Travelers Cheques each year, it has, unfortunately, become uneconomical for the Credit Union to continue offering them.

We're very sorry for any inconvenience this service discontinuation may cause. If you have any questions or concerns, please contact us at 800.XFCU.222.

Xceed Financial Federal Credit Union has engaged the Accounting firm of Moss Adams LLP, to conduct its member account verification audit. In connection with such audit, the firm will send to selected members a verification letter with instructions to confirm certain account information as of December 31, 2014 and return the letter to them at the address of 601 West Riverside, Suite 1800, Spokane, WA 99201. If your account is selected for this confirmation process, please follow the instructions in the letter and help Xceed Financial Credit Union meet its auditing requirements, as mandated under the National Credit Union Administration Rules and Regulations.

Spread some cheer to everyone on your list this year.

Ready to brave the crowds and scour the stores in search of the perfect holiday gifts? We're helping you make shopping a breeze, because now through December 31, 2014, we're offering a 2.99% introductory APR* on purchases made with Xceed Financial Platinum Visa® credit cards! The introductory APR is good for 12 months from the purchase date. After that, you'll still enjoy a low variable rate, currently 8.99% to 17.99% APR for new accounts. Even better, the Xceed Financial Platinum Visa® credit card has no annual fee.

Not an Xceed Financial credit cardholder yet? Start your application today at xfcu.org/mycreditcard, visit your local Xceed Financial Center, or call us at 888.XFCU.123 (888.932.8123).

*APR = Annual Percentage Rate. The introductory APR for purchases will apply to transactions posted to your account from 8/4/2014 to 12/31/2014. Offer available to both existing and new credit card accounts and does not apply to Xceed Business Visa® credit card accounts. If you take advantage of this offer, please note you will lose the grace period on new purchases made with your Xceed Financial Platinum Visa® credit card if you do not pay the entire statement balance, including the amount subject to the promotional APR, by the payment due date. New credit card accounts are subject to credit qualifications and approval. Actual rates and loan limits are based on applicants' credit score and verifiable income. Xceed Financial loan limits and underwriting guidelines will be followed. The current, standard (non-introductory) variable APR for purchases, balance transfers, and cash advances for new accounts is either 8.99%, 10.99%, or 16.99% for Visa® Platinum Cards (without rewards) and either 13.99%, or 14.99%, or 17.99% for Visa® Platinum Cards (with rewards), based on your creditworthiness, and are current as of 7/25/2014. The following finance charges may apply, depending on the type of transaction: For balance transfers - $29 or 3% of the transfer amount, whichever is greater (maximum fee: $100), for cash advance transactions – a Cash Advance Fee of $10 or 3% of the cash advance amount, whichever is greater; for foreign transactions – a Foreign Transaction Fee of 1% of each foreign transaction (in U.S. dollars). If you are charged interest, the charge will be no less than $1.00. Other terms and conditions apply. Programs, rates, terms and conditions subject to change at any time. Ask an associate for details. Xceed Financial Federal Credit Union ("Xceed Financial") is an equal opportunity lender.

On the move in Lewisville!

Our Lewisville Financial Center has moved from its 1660 S Stemmons Fwy. location to make room for the I-35 expansion! We are now open for business in suite 4300 of the Xerox building located at 1303 Ridgeview Dr. in Lewisville. Members can rest assured that our hours of operation will remain the same, and all the services at the new location are identical to those they enjoyed at the previous location.

If you have questions, please don't hesitate to contact us at 800.XFCU.222 or stop into the Lewisville Financial Center.

We’re on social media!

We have our own pages on Facebook, Twitter, and LinkedIn, where we provide our followers with tips on their personal finances and careers, advertise our current offerings, and share all the latest happenings here at Xceed Financial. If you’re not already following us on Twitter and LinkedIn, or if you haven’t “Liked” us on Facebook yet, visit our Facebook, Twitter, and LinkedIn pages and get on board today.


Pay the rent, the babysitter, or split check between friends — all with a few clicks of a mouse!

With uTransfer, you can send or receive money anywhere at any time. No need to hassle with carrying around checks or cash. All you need is an Xceed Financial account and the other person's email address or mobile phone number.

Nothing could be simpler, or safer.

Xceed Financial's uTransfer ensures that your personal information is kept private and secure — only you see your account information. And, unlike cash, you can keep track of your uTransfer transactions on Xceed Online, just like online bill pay.

Ready to get started? Log in to Xceed Online today and open an account in less than 10 minutes!

Click here for more details.

Credit Unions for Kids

$6,720.23 raised so far in 2014!

Xceed Financial is proud to partner with the Children's Miracle Network in raising much-needed funds for 170 children's hospitals, nationwide.

If you see an associate wearing jeans on Fridays, they are doing so to support this worthy cause.

Ask an associate to tell you all about our fundraising efforts.

Text "MYCOOP" to find a surcharge-free ATM near you.

The next time you're out, about, and short on cash, you can now use your cell phone to find any of 80,000 surcharge-free CO-OP ATMs. Introducing MYCOOP, the latest ATM locator service for credit union members.

  1. Send a text from your cell phone to "MYCOOP" (692667). In the body of the text, enter the address (with city, state, and zip) or intersection (with city and state).
  2. In about 30 seconds, the service will reply with the nearest CO-OP network surcharge-free ATM.
  3. If you need to find additional ATM locations, simply reply "MORE" to the message and another listing of surcharge-free ATM locations will be sent to your cell phone.

This locator service is free but standard text messaging rates apply.

To find CO-OP ATM or Shared Branch locations while online, visit our online locator.

Have you seen our home loan rates lately?

Check here for today's rates.

Whether you're a first-time homebuyer or looking to refinance, now's the time to let Xceed Financial put together a loan that's more affordable than you thought possible. Oh, and the friendly, personal service is absolutely free of charge!

  • 10- to 30-year Fixed-Rate Mortgage loans
  • 1- to 10-year Adjustable-Rate Mortgage loans
  • Free loan pre-qualification
  • No-cost options to save you even more money
  • Free home-buying resources
  • First-time buyer education
  • Even live online chat to answer all your Mortgage questions

For further information or to apply, please contact:
Russell Cerpa
Home Loan Consultant

800.XFCU.222, option 2
310.606.0590, weekends

Rates, terms and conditions are subject to change. Rate is based on credit criteria. Property restrictions may apply; property insurance and comprehensive fire and hazard insurance is required. Flood insurance may be required. Mortgage insurance required on loan-to-values greater than 80%. The minimum loan-to-value is 75% to 90% on primary residences, depending on type of loan and the borrower's FICO credit score, and 60% on second homes and investment properties. All loans subject to credit approval. Equal opportunity lender.