News & Events
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Our Financial Centers in San Jose, El Segundo, Rochester and Webster will soon be closed on Saturdays.
Effective March 21, 2014, the Xceed Financial Centers located at 2195 Monterey Hwy. in San Jose, Calif., 837 N. Douglas St. in El Segundo, Calif., 189 W. Main Street in Webster, N.Y., and 3330 Monroe Ave. in Rochester, N.Y. will be closed on Saturdays. The weekday business hours at these locations will remain unchanged. And, for added convenience, all of these Financial Centers have deposit-taking ATMs.
At Xceed, we’re deeply committed to member convenience, so any decision to reduce our hours of operation is a difficult one. Still, after careful analysis of Saturday activity at our locations, it is clear to us that our members strongly favor completing their transactions on weekdays. By focusing exclusively on weekday services in our Financial Centers, we’ll have the opportunity to better serve our membership as a whole.
We also offer several free and easy ways to access your accounts without walking into a Financial Center, including online banking, mobile banking, Xceed On-Call 24/7, and 80,000 surcharge-free ATMs.
If you have any questions or concerns, please don’t hesitate to call us toll-free at 800.XFCU.222 (800.932.8222) or send an email to firstname.lastname@example.org, or stop by your local Financial Center.
Auto loans worth celebrating!
Rates as low as 1.74% APR*.
We’re celebrating our golden anniversary by offering you spring deals on auto loans. Qualify for a low interest rate on a new auto loan from Xceed Financial, and drive away with the car of your dreams. Or, grab this opportunity to refinance an existing loan and save a bundle over the life of your loan. You can even choose to defer payments for 90 days.**
Don’t miss out! To see if you qualify for a competitive rate on an auto loan, click here to apply online, stop by your Xceed Financial Center, or call us toll-free at 800.XFCU.222 (800.932.8222).
Click here for more information about Xceed Financial auto loans.
Need some one-on-one assistance with the auto loan application process? Click here to schedule a phone call with one of our associates.
*APR=Annual Percentage Rate and is based on both your credit score and term of the loan, and includes an APR reduction of .35%, when you setup automatic payments from your Xceed Financial Federal Credit Union (Xceed Financial) checking account. Auto loans with automatic payments from a source other than an Xceed Financial checking account will be 0.10% higher than the stated APR. Auto loans using an Xceed Financial loan coupon booklet and/or that do not have an automatic payment will be 0.35% higher than the stated APR. Ask an associate for complete details.
Rates and terms are effective as of 2/13/2014, are valid through 3/15/2014, and are subject to change after that. Other terms and conditions apply. Xceed Financial Federal Credit Union is an equal opportunity lender.
**You may choose to defer payments on your new auto loan for the first 90 days of the account’s opening. Interest will continue to accrue during the
months of the deferment and may result in higher total finance charges on your loan.
Nurture your nest egg in 2014.
For a limited time, Xceed is offering a special 14-month IRA share certificate1 at 1.40% APY*, and a 17-month share certificate2 at 1.50% APY*. So take your pick! The minimum opening deposit is only $5003.
Keep your New Year’s resolution to save more and open a share certificate today. To get started, stop by your local Xceed Financial Center, or call us toll-free at 800.XFCU.222 (800.932.8222).
*APY (Annual Percentage Yield) is current as of 2/13/2014. $500 minimum balance required to earn the APY and to open the account. Personal accounts only. No additional deposits accepted during certificate term. Fees incurred may reduce earnings on accounts. There is a substantial penalty for early (premature) withdrawal of certificate funds other than dividends. Rates, terms, and conditions subject to change at any time. Certificate is a promotional product and may be discontinued at any time. Ask an associate for details.
1Certificate may not be used as collateral and is not available as a non-retirement or business product. At maturity, the 14-month IRA certificate, including dividends, will automatically renew into a 12-month IRA certificate account at the then current rate and terms, unless you instruct us otherwise in person or in writing before the end of the grace period.
2Certificate may not be used as collateral and is not available as a retirement or business product. At maturity, the 17-month certificate, including dividends, will automatically renew into an 18-month certificate account at the then current rate and terms, unless you instruct us otherwise in person or in writing before the end of the grace period.
3New money only. Source of funds on deposit(s) into certificate may not be from an existing Xceed Financial Federal Credit Union account.
You are invited to our Annual Meeting!
2014 Election of Directors and Annual Meeting Notice
As a member of the Credit Union, you are invited to attend the official Annual Meeting of the members of Xceed Financial Federal Credit Union on:
Tuesday, May 20, 2014, at 5:00 p.m.
In the boardroom of our corporate headquarters located on the second floor at:
Xceed Financial Credit Union
888 N. Nash Street
El Segundo, CA 90245
Click here to download more information.
Simplify your life and help save a tree at the same time.
When you go paperless, we’ll send you an email every month when your statement is available. Then, you can view, download, and archive your statements at your leisure—all you need is an Internet connection, Xceed Online Banking access, Adobe Acrobat Reader, and a valid email address. It’s a convenient, secure, environmentally-friendly no-brainer.
To make the switch, log in to Xceed Online Banking, click the “eStatements” link underneath the “Additional Services” menu, and agree to the terms.
Questions? Call us toll-free at 800.XFCU.222 (800.932.8222) or stop by your local Xceed Financial Center.
Home sweet home.
In our current lending environment, mortgage rates are on the rise, but ours are still low! Now is the time to secure a low mortgage rate with Xceed Financial, so don’t delay. Apply for a mortgage today and come home to affordable payments.
Plus, we’ve reduced our home equity loan rates,* so you can be free to pursue your passions! Whether your dream is to take a vacation, make over your home or fund the perfect wedding, a home equity loan from Xceed Financial can help you make it happen. Apply for a home equity loan today to start turning your fantasy into a reality.
*Actual rates are based on credit history, term, and loan amount. Credit and collateral are subject to approval. This is not a commitment to lend. Xceed Financial loan limits, collateral requirements, and underwriting guidelines will be followed. Programs, rates, terms and conditions are subject to change at any time without notice. Terms, conditions and restrictions apply. Xceed Financial Federal Credit Union ("Xceed Financial") is an equal opportunity lender. Ask an associate for complete details
| Pay the rent, the babysitter, or split check between friends — all with a few clicks of a mouse!
With uTransfer, you can send or receive money anywhere at any time. No need to hassle with carrying around checks or cash. All you need is an Xceed Financial account and the other person's email address or mobile phone number.
Nothing could be simpler, or safer.
Xceed Financial's uTransfer ensures that your personal information is kept private and secure — only you see your account information. And, unlike cash, you can keep track of your uTransfer transactions on Xceed Online, just like online bill pay.
Ready to get started? Log in to Xceed Online today and open an account in less than 10 minutes!
for more details.
Xceed Financial Federal Credit Union has engaged the Accounting firm of Moss Adams LLP, to conduct its member account verification audit. In connection with such audit, the firm will send to selected members a verification letter with instructions to confirm certain account information as of December 31, 2013 and return the letter to them at the address of 601 West Riverside, Suite 1800, Spokane, WA 99201. If your account is selected for this confirmation process, please follow the instructions in the letter and help Xceed Financial Credit Union meet its auditing requirements, as mandated under the National Credit Union Administration Rules and Regulations.
$27,159.48 raised in 2013!
Xceed Financial is proud to partner with the Children's Miracle Network in raising much-needed funds for 170 children's hospitals, nationwide.
If you see an associate wearing jeans on Fridays, they are doing so to support this worthy cause.
Ask an associate to tell you all about our fundraising efforts.
Like Xceed Financial on Facebook!
Find out what Numbers Guy is up to, see pictures from grand opening celebrations and other Xceed Financial events, even receive updates from us about rate specials and other announcements.
And, while you're there, feel free to let us know what going on in your life by leaving a comment on our wall. Or, if you have a question about Xceed Financial or would like to share a recent financial experience, we'd love to hear from you!
Text "MYCOOP" to find a surcharge-free ATM near you.
The next time you're out, about, and short on cash, you can now use your cell phone to find any of 80,000 surcharge-free CO-OP ATMs. Introducing MYCOOP, the latest ATM locator service for credit union members.
- Send a text from your cell phone to "MYCOOP" (692667). In the body of the text, enter the address (with city, state, and zip) or intersection (with city and state).
- In about 30 seconds, the service will reply with the nearest CO-OP network surcharge-free ATM.
- If you need to find additional ATM locations, simply reply "MORE" to the message and another listing of surcharge-free ATM locations will be sent to your cell phone.
This locator service is free but standard text messaging rates apply.
To find CO-OP ATM or Shared Branch locations while online, visit our online locator.
Have you seen our home loan rates lately?
Check here for today's rates.
Whether you're a first-time homebuyer or looking to refinance, now's the time to let Xceed Financial put together a loan that's more affordable than you thought possible. Oh, and the friendly, personal service is absolutely free of charge!
- 10- to 30-year Fixed-Rate Mortgage loans
- 1- to 10-year Adjustable-Rate Mortgage loans
- Free loan pre-qualification
- No-cost options to save you even more money
- Free home-buying resources
- First-time buyer education
- Even live online chat to answer all your Mortgage questions
For further information or to apply, please contact:
Home Loan Consultant
800.XFCU.222, option 2
Rates, terms and conditions are subject to change. Rate is based on credit criteria. Property restrictions may apply; property insurance and comprehensive fire and hazard insurance is required. Flood insurance may be required. Mortgage insurance required on loan-to-values greater than 80%. The minimum loan-to-value is 75% to 90% on primary residences, depending on type of loan and the borrower's FICO credit score, and 60% on second homes and investment properties. All loans subject to credit approval. Equal opportunity lender.