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Everything you want to know about everything Xceed.

If you're new to Xceed Financial, or have never belonged to a credit union, you may have some questions. Happily, we have some answers.

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What makes a credit union a credit union?
Xceed Financial is a financial institution, open to serving new members from all walks of life and business. But first and foremost, we’re a credit union. That means a couple of things. One, we’re member-owned and operated – giving you a personal say in how we do what we do. Two, we’re not-for-profit. So the revenue we do earn goes back to our members – A.K.A. you – in the form of lower rates and fewer fees.

OK, but do you offer everything that banks do?
Absolutely. Xceed Financial provides the same full range of innovative financial products and services you’ll find at most any bank. Right down to free Online Banking with Bill Pay.

So what’s so special about Xceed Financial?
Behind everything we do is a commitment to service excellence and member satisfaction that goes above and beyond. It’s in our name. It’s in our DNA. It’s in the smiling faces of our more than 73,000 highly satisfied members.

Great. How do I join?
It’s easy. Just click on our quick online application, call 800.XFCU.222, or visit any XFCU Financial Center to talk with a member associate.