| CHECKING ACCOUNT FEES |
|
| Basic
Checking Monthly Fee |
Free |
Checking
Plus Monthly Fee
(If daily balance falls below $2000) |
$10 |
Platinum
Checking Monthly Fee
(If daily balance falls below $10,000) |
$10 |
| Copy of Paid Check |
$5 |
| Check Printing |
varies according to style/quantity |
Temporary Checks
(Checks encoded by XFCU) |
$10 |
 |
|
| PROCESSING AND SERVICE FEES |
|
| Xceed On-Line banking |
Free |
| Xceed On-Line Bill Payer |
Free |
| Xceed On-Call |
Free |
| E-Statement |
Free |
| Statement Copy |
$5 |
| Interim Account Statement |
$5 |
| Official Check |
$2 |
| Cashier's Check |
$5 |
| Regular Travelers Cheques |
Free |
| Cheques for Two |
1% of cheque
face value |
| Visa
Gift Card |
$2.50 |
Minimum Balance Fee
(Per month, adult members with less
than $100 aggregate deposits) |
$3 |
| Insufficient/Uncollected Funds |
$25 |
Courtesy Pay Fee
(Courtesy overdraw on qualified accounts) |
$25 |
| Stop Payment Order |
$20 |
| Deposit Return Item |
$20 |
| Wire Transfers |
|
-
Domestic |
$20 |
| |
$30 |
| Branch Transaction Fees |
|
| - XFCU Branch |
Free |
| - Shared Branch |
5 Free/month,
$3 thereafter |
| Contact Center
Call* |
$2 |
| Overnight Delivery Request |
$25 |
| Bad Address Locator Fee |
$10 |
| On-Us Check Cashing (For non-members) |
$5 |
| Legal Processing |
$40 |
| Escheat Processing |
$2 |
| Account Research |
$25/hour; 1 hour minimum |
| ACH Setup |
$5 |
Platinum Check Card Annual Fee
(Free with Platinum checking) |
$25 |
Monthly Inactivity Fee
(Adult members with less than $100
in aggregate deposits and no activity for 12 months) |
$2 |
|
|
| SAVINGS ACCOUNT FEES |
|
Excess Club
Account Withdrawal
(First withdrawal per quarter is
Free) |
$2 |
Excess Money
Market Account Withdrawal
(First 3 withdrawals per month are
Free) |
$10 |
Excess Money
Market Checks
(Limit is 3 checks per month, all other
paid checks are charged) |
$10 |
|
|
| ATM
FEES |
|
| ATM Transactions - XFCU Owned |
Free |
| ATM Transactions - Non-XFCU Owned** |
$1 |
- Total Household Relationship |
|
| over $2,500 |
5 Free/month |
over $30,000 |
10 Free/month |
| over $75,000 |
Unlimited |
| POS transactions |
Free |
| ATM/Check Card Duplicate |
$7.50 |
| ATM/Check Card Rush |
$25 |
| Negative Balance Due to ATM Withdrawal |
$25 |
|
|
| RETIREMENT ACCOUNT FEES |
|
| IRA Closeout |
$25 |
IRA Minimum Balance Fee
(Per month, adult members with less
than $100 aggregate deposits)
|
$3 |
| |
| Ask about our Relationship
Advantage Program which can reduce fees based
on your household balance at XFCU. |
| |
*Per call. Routine phone call
to our Contact Center is any call that could have been handled
through Xceed Online or Xceed On-Call:
e.g., balance inquiry, check clearing information, deposit
information, transfers of funds within an account.
There is no charge to report a lost or stolen Visa Check
Card or ATM CashCard, make an address change, inquire
about a problem with your account or request information
about a new product or service.
**Some institutions may impose surcharges for ATM/POS
transactions not controlled by XFCU. |
