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Highly rated.

Share Certificates
Earn our most competitive dividends on higher savings balances with a low-risk, high yield Share Certificate.

  • Open with as little as $500
  • Dividends paid quarterly
  • Flexible terms from 6 months to 60 months
  • Transfer dividends to your personal checking or savings
Click here to check out today's Share Certificate rates.

Individual Retirement Accounts (IRAs)
Make your retirement dreams a reality. We offer a wide variety of individual retirement accounts to help you achieve your goals.
  • Traditional or Roth
  • Annual contributions may be tax-deductible or tax-free
  • Withdrawals at age 59½ and older may be penalty-free
  • Funds are NCUA-insured up to $250,000
  • Dividends paid quarterly

Open an Xceed Certificate

> Already a member? Please call 800.932.8222, or stop by your local Xceed Financial Center.

> Not yet a member or don't have Xceed Online? Click here to complete an application..



6 Month Certificate 6 Month Term $500
7 Month Certificate^ 7 Month Term $500
12 Month Certificate 12 Month Term $500
15 Month Certificate 15 Month Term $500
18 Month Certificate 18 Month Term $500
19 Month Certificate^ 19 Month Term $500
24 Month Certificate 24 Month Term $500
36 Month Certificate 36 Month Term $500
48 Month Certificate 48 Month Term $500
60 Month Certificate 60 Month Term $500
30 - 180 Day Jumbo Certificates 30 - 180 Day Terms $50,000
12 Month Jumbo Certificate 12 Month Term $100,000

Please refer to our disclosures for complete details on accounts, products, and services' terms and conditions, including, but not limited to charges, fees, and waivers. Rates, terms, and conditions are subject to change at any time.

^New money only. Source of funds on deposit(s) into certificate may not be from an existing Xceed Financial Federal Credit Union account.