Highly rated.
Share Certificates
Earn our most competitive dividends on higher savings balances with a low-risk, high yield
Share Certificate.
- Open with as little as $500
- Dividends paid quarterly
- Flexible terms from 6 months to 60 months
- Transfer dividends to your personal checking or savings
Click here to check out today's Share Certificate rates.
Individual Retirement Accounts (IRAs)
Make your retirement dreams a reality. We offer a wide
variety of individual retirement accounts to help you
achieve your goals.
- Traditional or Roth
- Annual contributions may be tax-deductible or tax-free
- Withdrawals at age 59½ and older may be penalty-free
- Funds are NCUA-insured up to $250,000
- Dividends paid quarterly
Become one of us.
Opening your new Xceed Financial checking, savings or Share Certificate account is easy.
Apply
online, call 800.XFCU.222, or stop by any XFCU Financial Center today.
CERTIFICATE
TYPE |
TERM
|
MINIMUM
TO OPEN |
| 6 Month Certificate |
6 Month Term |
$500 Minimum |
| 12 Month Certificate |
12 Month Term |
$500 Minimum |
| 15 Month Certificate |
15 Month Term |
$500 Minimum |
| 18 Month Certificate |
18 Month Term |
$500 Minimum |
| 24 Month Certificate |
24 Month Term |
$500 Minimum |
| 36 Month Certificate |
36 Month Term |
$500 Minimum |
| 48 Month Certificate |
48 Month Term |
$500 Minimum |
| 60 Month Certificate |
60 Month Term |
$500 Minimum |
| 30 - 180 Day Jumbo Certificates |
30 - 180 Day Terms |
$50,000 Minimum |
| 12 Month Jumbo Certificate |
12 Month Term |
$100,000 Minimum |
Please refer to Agreement and Disclosures, Electronic Services Agreement and Disclosure, and Truth-In-Savings Disclosure and Services and Schedule of Fees for complete details on accounts, products, and services' terms and conditions, including, but not limited to charges, fees, and waivers. Rates, terms, and conditions are subject to change at any time.