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Highly rated.

Pick the term that suits you, and embark on your savings journey!

As you're jet-setting, train-hopping, or cruising this summer, be sure to slip a savings plan into your itinerary, because for a limited time, we're offering promotional rates on share and IRA share certificates. A minimum deposit of $500 is required.

  • 6-months at .50% APY1
  • 7-months at .70% APY1,2,4
  • 12-months at .90% APY1
  • 17-months at 1.50% APY1,3,4
  • 60-months at 2.05% APY1

Don't miss the boat on this first-class opportunity to save!

1APY (Annual Percentage Yield) is current as of 5/28/2014. $500 minimum balance required to earn the APY and to open the account. Personal accounts only. No additional deposits accepted during certificate term. Fees incurred may reduce earnings on accounts. There is a substantial penalty for early (premature) withdrawal of certificate funds other than dividends. Rates, terms, and conditions subject to change at any time. Ask an associate for details.

2At maturity, the 7-month certificate, including dividends, will automatically renew into a 6-month share certificate account or 6-month IRA share certificate account (as applicable) at the then current rate and terms, unless you instruct us otherwise in person or in writing before the end of the grace period.

3Certificate is not available as a retirement product. At maturity, the 17-month share certificate account, including dividends, will automatically renew into an 18-month share certificate account at the then current rate and terms, unless you instruct us otherwise in person or in writing before the end of the grace period.

4New money only. Source of funds on deposit(s) into certificate may not be from an existing Xceed Financial Federal Credit Union account. Certificate is a promotional product and may be discontinued at any time. Certificate may not be used as collateral.



Share Certificates
Earn our most competitive dividends on higher savings balances with a low-risk, high yield Share Certificate.

  • Open with as little as $500
  • Dividends paid quarterly
  • Flexible terms from 6 months to 60 months
  • Transfer dividends to your personal checking or savings
Click here to check out today's Share Certificate rates.

Individual Retirement Accounts (IRAs)
Make your retirement dreams a reality. We offer a wide variety of individual retirement accounts to help you achieve your goals.
  • Traditional or Roth
  • Annual contributions may be tax-deductible or tax-free
  • Withdrawals at age 59½ and older may be penalty-free
  • Funds are NCUA-insured up to $250,000
  • Dividends paid quarterly

Open an Xceed Certificate

> Already a member? Please call 800.932.8222, or stop by your local Xceed Financial Center.

> Not yet a member or don't have Xceed Online? Click here to complete an application..

 

CERTIFICATE TYPE

TERM MINIMUM TO OPEN
6 Month Certificate 6 Month Term $500
7 Month Certificate^ 7 Month Term $500
12 Month Certificate 12 Month Term $500
15 Month Certificate 15 Month Term $500
17 Month Certificate^ 17 Month Term $500
18 Month Certificate 18 Month Term $500
19 Month Certificate^ 19 Month Term $500
24 Month Certificate 24 Month Term $500
36 Month Certificate 36 Month Term $500
48 Month Certificate 48 Month Term $500
60 Month Certificate 60 Month Term $500
30 - 180 Day Jumbo Certificates 30 - 180 Day Terms $50,000
12 Month Jumbo Certificate 12 Month Term $100,000

Please refer to our disclosures for complete details on accounts, products, and services' terms and conditions, including, but not limited to charges, fees, and waivers. Rates, terms, and conditions are subject to change at any time.

^New money only. Source of funds on deposit(s) into certificate may not be from an existing Xceed Financial Federal Credit Union account.