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Personal Checking
Whether you want the basics or the works, Xceed Financial has a Personal Checking option for you. Choose Basic Checking or SeekMore Checking:

Basic Checking
Get the must-have checking features you need to make everyday spending simple.

  • $100 opening deposit or $0 with direct deposit
  • Unlimited check writing
  • Monthly service charge of $7 is WAIVED if you…
    • Direct-deposit at least $500 each month
      OR
    • Maintain a minimum daily balance of $500
      OR
    • Maintain an aggregate average balance of $2,500 in combined balances

SeekMore Checking
Our dividend-bearing account gives you all the benefits of Basic Checking, and more!

  • $0 minimum opening deposit
  • Competitive rates - tiered so you earn more with higher balances
  • Free Travelers Cheques, Notary Services, and Cashiers Checks
  • No Xceed fees on your first four ATM transactions outside of our network1
  • Monthly service charge of $10 is WAIVED if you…
    • Direct-deposit at least $500 each month
      OR
    • Maintain a minimum daily balance of $2,500
      OR
    • Maintain an aggregate average balance of $5,000 in combined balances

Whichever Xceed Checking account you choose, you get added convenience and more ways to access your money, free with every Xceed Financial Checking Account:
  • Visa® Check Card: Access to 80,000 fee-free ATMs, and more than 15 million visa merchants worldwide
  • Xceed Online: Online Bill Pay, budget tracking, financial alerts, and much more
  • Xceed Mobile Banking on the go, with apps for iPad, iPhone, Android, and mobile access for just about other smartphones, too!
  • Xceed On-Call banking: Free automated telephone service 24/7
  • Available Direct Deposit: Electronically deposit your paycheck or government check

Open an Xceed Checking Account

> Already a member? Log in to Xceed Online, then click Account Opening.

If you're a member, but don't have Xceed Online, please call 800.932.8222, or stop by your local Xceed Financial Center.

> Not yet a member? Click here to complete an application. Then use these forms to transfer funds and complete the process:


1Some institutions or merchants may impose surcharges for ATM/POS transactions which are not controlled by Xceed Financial.

Please refer to our disclosures for complete details on accounts, products, and services' terms and conditions, including, but not limited to charges, fees, and waivers. Rates, terms, and conditions are subject to change at any time.