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Rewards | Visa Benefits | Verified by Visa | Contact Us

Here's the credit card you've been waiting for.

Open an Xceed Platinum Visa credit card with no annual fee and a great rewards program.

Apply online for an Xceed Platinum Visa Credit Card with Rewards

Apply online for an Xceed Platinum Visa Credit Card without Rewards

As an Xceed credit cardholder, you can enjoy these exciting features and benefits, and easily manage them all within Xceed Online:

  • Credit Card Online Banking: Our credit card online banking system offers a streamlined look and easy-to-navigate format. Cardholders’ account information can be accessed directly from the My Accounts section on the home page of Xceed Online.
  • Visa® Transaction Alerts: This feature allows cardholders to set up text message and/or email alerts that can help them keep track of their transaction details and spending. Members can choose the criteria that should trigger each alert, such as reaching a certain spending dollar amount within a specified length of time.
  • Travel Center: Through this feature, cardholders can notify Xceed when they’re traveling.
  • Card activation: Cardholders can activate new cards online instead of by phone.
  • Balance transfers: Balances may be transferred from a credit card with another lender to an Xceed Platinum Visa Credit Card using the new online balance transfer feature.
  • Automatic payments: This feature gives cardholders the ability to customize automatic payments to their Xceed Platinum Visa Credit Card from a checking or savings account of their choice. They can choose whether they’d like to pay a specified amount, their minimum payment, or their full statement balance.

Coming soon….

  • MyPhotoCard: Cardholders may access personalize their cards with a new service, My Photo Card, through Xceed Online, where they can customize the image on their plastic. We’re even reducing the card customization fee from $10 to $5!
  • Visa® Fraud and Text Alerts: This new service will allow cardholders to opt in to receive text message alerts when suspicious or fraudulent activity is detected on their credit card account.
  • Mobile banking: In the near future, credit cardholders will be able to access their credit card from mobile devices.

Xceed Rewards

Get rewarded for every dollar you spend on your Xceed credit card! Xceed Rewards offers credit cardholders loads of cool perks just for making purchases with their credit cards. You’ll earn one reward point for each dollar spent on all purchases. Redeem them for merchandise, travel, electronics, event tickets, spa packages, gift cards, account credits, and more. Once you’re enrolled in the program, you can simply click on “Xceed Rewards” directly from the main credit card page within Xceed Online (a separate login isn’t required) to track your points, and view available rewards and their point values. Visit Xceed Rewards1 for a preview of all the rewards you could be redeeming today.


Warranty Manager Service

Simplify your life by consolidating all of the information you need about warranties, service and repair centers for products you buy with your Xceed Financial Platinum Visa credit card. With Warranty Manager Service from Visa®, registration is easy! Just call the toll-free number (800.551.8472) and speak with a customer service representative, or register online at visa.com/exclaims. When you enroll, you also get double the original manufacturer's warranty, up to one additional year on warranties of three years or less. And when you need service, it’s easy to locate a repair center from Visa’s database of more than 7,500 manufacturer-authorized repair centers nationwide. Need to file a claim? Filing a quick, accurate claim online is a cinch because Warranty Manager Service stores your information in a database that you can access 24/7.

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Travel and Emergency Assistance Services

Travel with peace of mind with Travel and Emergency Assistance Services (TEAS) from Visa®. Simply call the dedicated toll-free number in the United States (800.992.6029), or through a collect telephone number when traveling abroad, and get 24/7 help with a range of travel-related arrangements and referrals. Cardholders are responsible for the cost of actual services, but TEAS can provide invaluable help locating medical and legal referrals, prescription assistance and valuable document delivery, emergency transportation, ticket replacement, translation and message services, lost luggage locator service. TEAS can also make your trip planning go smoother, with information about health precautions, weather reports, currency exchange rates, visas, and immunizations. And, TEAS also covers your spouse and dependent children 22 years of age or under who are traveling with you!

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Get in the online shopping express lane with Visa® Checkout.

Visa® Checkout, our "digital wallet" from Visa®, is a great way to streamline your online shopping. When you use Visa® Checkout to shop online, instead of entering your Xceed Visa® Credit Card or Check Card details at checkout, you select the Visa® Checkout payment option on participating merchant sites. Then, simply enter your Visa® Checkout username and password to complete your purchase. It's safe, secure, and way faster than the old way to pay!

Visa® Checkout stores your payment and shipping information, so you never have to worry about giving your card number to an online merchant. And you don't get bogged down re-entering all of those figures and personal info when you shop. Plus, it's free! You don't pay anything to enroll your Xceed Visa® Credit Card or Check Card with Visa® Checkout and you can even enroll other credit and check cards and multiple shipping addresses.

Interested? Enroll your Xceed Visa® Credit Card or Check Card at checkout.visa.com today.


Need more info? Call 888.XFCU.123 or visit your local Xceed Financial Center today.

Xceed Financial Credit Union loan limits, requirements, and underwriting guidelines will be followed. Ask an associate for complete details.



*APR - Annual Percentage Rate

1Certain conditions and exclusions may apply. Details will be provided when you become a cardmember. Terms and conditions subject to change at any time.

Please contact us at Card Services, 888 North Nash Street, El Segundo, CA 90245 or 888.XFCU.123 (888.932.8123), if you wish to ascertain changes, if any, to the Credit Union’s Visa program. We do business in accordance with the Equal Credit Opportunity Act. All loans are subject to credit approval.