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How Much Can I Borrow?

There's no place like your home.

Before we get going, congratulations! Buying a home is a pretty big deal, and we're here to make sure you've got help to make it all happen.

Got rates? Why, yes we do!
Rate
APR*
5-year ARM (adjustable)
2.990%
2.927%
7-year ARM (adjustable)
3.250%

3.074%
15-year (fixed)
3.500%
3.676%
20-year (fixed)
4.000%

4.140%
30-year (fixed)
4.250%
4.352%
More? Click here for all rates.

Attention First-time Home Buyers! Check out this podcast to get the inside scoop on buying your first place.

Ready? Click here to apply right now.

Everything plus the kitchen sink.
An Xceed Financial home loan offers more features than you can imagine.

  • Competitive low rates
  • A choice of mortgage options
  • Free loan prequalification
  • Interest-rate lock while you shop
  • Written loan commitment
  • Free home-buying resources
  • First-time buyer education

Mortgage Loans
Explore an array of mortgage options with great rates and terms!
(Please note that we are in the process of redesigning our Mortgage site with our Xceed name.)

Home Equity Loan
You’ve been paying for your home, now let it return the favor.

Texas Home Equity Loan
Texas residents: find out your home equity options here.

Insurance Verification
Is your loan covered? Find out here.

* APR=Annual Percentage Rate. Rates and APRs are current as of 12/23/2011, and subject to change without notice. Your APR will vary based on your final loan amount and finance charges.
45-day free rate lock. Rates are not guaranteed until locked. Rates published are for our 0-point option on conforming loans (amounts up to $417,000). Click here for complete rates.



Ready to become a home owner, get preapproved, or refinance?
It's as easy as 1, 2, or 3:
1
Call Russell Cerpa,
Home Loan Consultant.
310.607.2067 (office)
310.606.0590 (mobile)
800.993.9328, ext. 72067 (toll-free)
rcerpa@xfcu.org
2
Visit us in
person at
your nearest
Financial
Center.
3
Give your personal banker a call.
Click here to learn more and request your very own personal banker.