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Get out what you put in.

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Home Equity Loans If you own a home, you’ve built up equity that you can tap to finance any number of major purchases. With flexible terms, and low rates, a Home Equity Loan or Line of Credit is ideal for:

  • Home additions and improvements
  • Paying off high-interest credit cards
  • College tuition
  • A long-awaited vacation
  • Emergency expenses

We offer Home Equity Loans and Home Equity Lines of Credit in the following states:
AZ, CA, CT, FL, GA, IL, MA, MD, NJ, NM, NY, OH, OR, PA, TX (Home Equity Line of Credit not available as a new product), VA, WA

Looking for the right tools? Our refinancing program allows you to:

  • Take advantage of lower market rates
  • Lower your monthly payment
  • Decrease your term to build equity faster
  • Switch from an Adjustable-Rate to a Fixed-Rate Mortgage
  • Consolidate your first and second mortgage

Check today's rates

Housing Partner Program Stressed about buying or selling your home? Don’t be. Our Housing Partner Program takes the mystery and headaches out of the homebuying process, offering valuable free resources for:

  • Prepping your home to sell
  • House hunting
  • Moving services
  • Neighborhood/School reports
  • And more!

Mortgage your dreams. Not your future.

Welcome homeowner.
Xceed Financial offers three easy ways to make your homeownership dreams real.

  • Apply ONLINE
  • Call 800.XFCU.222 to complete an automated application
  • Stop by your local Xceed Financial Center to talk one-on-one with an expert member associate today