Home loans you can live with.

Fixed or adjustable? Jumbo or conforming? Points or no points? Mortgage options can seem overwhelming. But Xceed Financial makes it simple. Our expert mortgage associates will talk with you one-on-one to understand your homebuying needs, your lifestyle, and your budget. Then, we’ll help you choose the right financing option to fit all three. Complete with great low rates to save you money over the life of your loan. Simple as that.

Fixed-Rate Mortgage If stability and peace of mind are most important to you, then the locked-in rate and
set monthly payments of a Fixed-Rate Mortgage are a perfect fit.

• Low, fixed rate for the life of your loan
• Monthly payment never changes
• Flexible loan terms – up to 40 years
• Easy payment by phone, online or through payroll deduction

Adjustable Rate Mortgage (ARM)
If financial flexibility and keeping cash available are your priorities, you’ll prefer the lower interest rates and affordable monthly payments of an Adjustable-Rate Mortgage.

• Lower rates for the initial loan period -- up to 10 years
• Lower initial monthly payments
• Fixedrate changes to an adjustable rate after the initial loan period
• Easy payment by phone, online or through payroll deduction

 

Mortgage your dreams. Not your future.

Welcome homeowner.
Xceed Financial offers three easy ways to make your homeownership dreams real.

• Apply ONLINE
• Call 800.XFCU.222 to complete an automated application
• Stop by your local Xceed Financial Center to talk one-on-one with an expert member associate today

 

Mortgage Loans Resources
Anything and everything you ever wanted to know about home finance.