Notice: Shared Branching will be unavailable for the rest of today (Tuesday, March 19), but we anticipate it will be restored by tomorrow. We apologize for any inconvenience.

Fast, personal financial services, nationwide.

Personalized support, great products, and competitive rates for all your financial needs. That’s Xceed.

Service, Like it Should Be

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VIP service from your own Personal Banker

We can match you with an associate to serve you, personally. Just ask.

Get a Personal Banker »

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Face to face, anywhere — video chat with us

Ask a question, apply for a loan, or initiate a transaction from our Xperience Center.

Visit the Xperience Center »

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Give us a call, talk to someone friendly

Questions? Let’s hear ’em. We’re here to help you with all things financial.

Contact us here »

Xtraordinary Moment

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D. Deary
3-Word Description
Friend, survivor, happy
First Job
Grocery Cashier
Member Since

“Patty & Rita at the Parsippany, NJ location ALWAYS go above & beyond to help me with any/all of my banking needs…”

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Tools & Tips

4.99% Introductory APR for Two Great Cards

Whichever card you pick, you’ll enjoy a low 4.99% introductory APR for purchases and balance transfers made in the first 90 days of your account opening.

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When a friend you refer opens a new membership account with Xceed, you and your friend will each receive a $100 Bonus deposited to your accounts! The more friends you refer, the more rewards you can earn!

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Save for Retirement

Figure out how to meet your retirement goals, and give us a call at 800.XFCU.222 (800.932.8222) to see if an IRA is right for you.

Members and associates talk about what Xceed’s member service focus means to them.



Learn about our 2018 member account audit »


*APY (Annual Percentage Yield) is current as of 2/25/19. New money only. Funds must not have been on deposit with Xceed for at least 30 days. $500 minimum balance required to earn the APY and to open the account. IRA Share Certificate must be opened by 4/15/19 to qualify. Offer not valid on business accounts. No additional deposits accepted during certificate term. Fees incurred may reduce earnings on accounts. There is a substantial penalty for early (premature) withdrawal of certificate funds other than dividends. At maturity, the 9-month IRA share certificate, including dividends, will automatically renew into a 12-month IRA share certificate account at the then-current rate and terms, unless you instruct us to do otherwise before the end of the grace period. Promotional offer cannot be combined with any other offer. Rates, terms, and conditions subject to change at any time. Ask an associate for details.

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You are now leaving Xceed Financial Credit Union’s website. We provide hyperlinks to other sites solely as a convenience, and they may not always function properly. XFCU does not control, nor are we responsible for the contents of, or any link within, a third party’s site. A non-XFCU site might have a different privacy policy and may provide less security than XFCU’s site. When accessing a site from here, you are responsible for confirming the identity and authenticity of any third party you visit and transact business with online. Hyperlinks from XFCU are not endorsements by XFCU of any third party, its ownership or management, products, services, information or recommendations it may offer, or any advertisers or sponsors appearing on a third party’s site.

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