Fast, personal financial services, nationwide.

Personalized support, great products, and competitive rates for all your financial needs. That’s Xceed.

Service, Like it Should Be

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VIP service from your own Personal Banker

We can match you with an associate to serve you, personally. Just ask.

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Questions? Let’s hear ’em. We’re here to help you with all things financial.

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Xtraordinary Moment

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D. Deary
3-Word Description
Friend, survivor, happy
First Job
Grocery Cashier
Member Since

“Patty & Rita at the Parsippany, NJ location ALWAYS go above & beyond to help me with any/all of my banking needs…”

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Tools & Tips

4.99% Introductory APR for Two Great Cards

Whichever card you pick, you’ll enjoy a low 4.99% introductory APR for purchases and balance transfers made in the first 90 days of your account opening.

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Get Up to $200 for You and $200 for a Friend

When a friend you refer opens a new membership account with Xceed, you and your friend can each receive a bonus of up to $200 deposited to your accounts!

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Private: Special 1/2 Point Reduction Toward Closing Costs

Buying a home is a big decision, but with Xceed’s purchase promotion, that decision just got a little easier! From now through June 30, 2019, you can enjoy a special 1/2 point reduction toward your closing costs or rate.

Members and associates talk about what Xceed’s member service focus means to them.


*New Money Only. APY = Annual Percentage Yield. The dividend rates and APY are effective as of 7/18/2019 and are determined by the Board of Directors. Fees incurred may reduce earnings on these accounts. Rates, terms and conditions subject to change at any time. Please ask an Xceed Financial associate for details. Maximum combined number of six withdrawals and/or transfers per month can be made by check, draft, pre-authorized or automatic transfers, or telephonic order or instruction. The dividend rates and Annual Percentage Yields will remain valid until 6/30/2020 and are accurate as of the last dividend declaration date. After that, the dividend rate and APY may change weekly. Source of funds of deposit(s) made into the Account may not be from an existing Xceed Financial Federal Credit Union (Credit Union) account. Limit one Xclusive Money Market Account (Account) per membership. The maximum balance on the Account is $500,000. In the event that the Account balance exceed such applicable maximum limit, the Credit Union is authorized by the Account owner to transfer the full excess deposit balance to the regular savings account under the same membership. The Account is a promotional product and may be discontinued at any time. In addition, Credit Union reserves the right, at any time, with no advance notice, at the Credit Union’s sole discretion to no longer allow additional deposits to be made into the Account. This Account is not available as a business product. Additional terms, restrictions and conditions apply and are subject to change at any time.

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