rows of houses

Just like homes come in all shapes and sizes, so do home loans! And whether it’s your first home, your new home, or your forever home, chances are, the perfect loan is out there for you.

If you’re a first-time homebuyer, you might be interested in an Adjustable-rate mortgage (ARM). These loans typically begin with a lower interest rate, and then after the initial term, the rate (and your monthly payment), will increase or decrease annually based on an index plus a margin. Many young homebuyers find this option attractive, as it can make your mortgage more affordable while you’re ramping up to your full earning potential.

If you’re looking for a lower down payment option, an FHA loan or one offered through the HomeReady® program could be the right choice. Both of these types of loans offer lower costs and easier qualification than conventional home loans, allowing you to jumpstart your homeownership journey.

If you’re an experienced owner, especially if your family has outgrown your current home, a fixed-rate Jumbo loan is a great option. You might also pick a shorter loan term to save on overall interest costs if you can afford a higher monthly payment.

Xceed has the tools and options to help you find the home of your dreams. Call 877.XCEED.11 (877.923.3311) today, and one of our experienced Mortgage Loan Officers will be happy to help.

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