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Put Big Car Payments Behind You

It’s the right time for a low rate.

For a limited time, Xceed is offering rates as low as 2.79% APR* when you purchase a used car or refinance an existing used auto loan from a different institution with Xceed. With terms available up to 60 months, you can enjoy a low rate and a low monthly payment.

Whether you’re ready to apply for a used auto loan or want Xceed to beat your current rate with a different institution, we’re here to help you explore your options. We offer one-on-one support and fast decisions, so purchasing or refinancing a used vehicle can be as stress-free as possible. Plus, enroll in automatic payments on your auto loan to make it even more effortless!

We know you have places to go. Let us help you get there with a great low rate.

Apply for a used auto loan today!

*The Annual Percentage Rate (APR) varies on each individual’s credit history, loan type, loan term, loan amount, loan collateral, and underwriting factors. Subject to credit qualifications and approval. In order to qualify for this limited-time offer, Xceed members must be purchasing a used auto or refinancing an existing used auto loan from a different institution. Not valid on existing Xceed auto loans. Not all vehicle years, makes, and models will qualify. Rate is applicable for used auto loans for model years 2016-2020. Not valid on existing Xceed auto loans. Used auto loan rate cannot be lower than 2.79% APR. The APR reflects an interest rate reduction of .25% off the standard rate for automatic payment from an Xceed Financial Signature or Simplicity Checking account. Xceed Financial collateral requirements and underwriting guidelines will be followed. Programs, rates, terms and conditions are effective as of 7/1/2020 and are subject to change at any time without notice. Additional terms, conditions, and restrictions apply. Payment example: A 36-month loan at 2.79% requires 36 monthly payments of $29.00 per $1,000 financed. Please visit or contact member services at 800.932.8222 for more information.

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