Our dividend-bearing account gives you all the benefits of Basic Checking, and more!
- $0 minimum opening deposit
- Competitive rates—tiered so you earn more with higher balances
- No Xceed fees on your first four ATM transactions outside of our network1
- Monthly service charge of $10 is waived if you direct-deposit at least $500 each month or maintain a minimum daily balance of $3,000
- Includes a free Visa® Debit Card and free access to Mobile Banking, Xceed Online, and Xceed On-Call telephone banking
- Cash-back rewards offers customized based on where you shop most, with no limits to the amount of rewards you can earn.2
1Some institutions or merchants may impose surcharges for ATM/POS transactions which are not controlled by Xceed Financial.
2Must opt-in to each offer through Xceed Online or the Xceed Mobile App. Please read offer details to determine how to redeem each offer. Offers only valid when paying with the Xceed Visa Debit Card issued with your Xceed Checking Account. Cash back is automatically credited to your Xceed Checking Account the month following the redemption of an offer. This program is administered through a third party. All personally identifiable information is secure and is not shared with the third party. Our third party partner will make best efforts to collect all of the rewards due to you and assumes all liability for the collections. Xceed Financial is not liable for rewards. Xceed Financial Federal Credit Union does not assume responsibility for, nor does it control, endorse, or guarantee information, products, services and recommendations provided by referenced third parties.
Please refer to our disclosures for complete details on accounts, products, and services' terms and conditions, including, but not limited to charges, fees, and waivers. Rates, terms, and conditions are subject to change at any time.