Money Markets

Higher Dividends. Convenient Access.

Grow your savings with one of XFCU's money market account options. These accounts offer attractive dividend rates with dividends paid either weekly or monthly, and withdrawing funds is easy. Check out our current rates and stop by your local Xceed Financial Center, or call us at 800.XFCU.222 to open your money market account today!

Prime Money Market

  • $1,000 minimum opening deposit and minimum balance to earn dividends
  • Higher dividend rates than our regular savings accounts
  • Make up to six withdrawals or transfers per month2
  • Dividends paid weekly

Executive Money Market

  • $10,000 minimum opening deposit
  • Maximum dividend rates—tiered so you can earn more with higher balances
  • Make up to six withdrawals or transfers per month1
  • Dividends paid monthly

Current Dividend Rates2

Product Minimum To Open Minimum Balance to Earn APY Dividend Rate APY
Prime Money Market $1,000 $1,000 0.20% 0.20%
Executive Money Market $10,000 $10,000 - $49,999.99 0.25% 0.25%
$50,000 - $99,999.99 0.35% 0.35%
$100,000 - $249,999.99 0.50% 0.50%
$250,000 + 0.60% 0.60%

1Maximum combined number of six withdrawals and/or transfers per month can be made by check, draft, debit card, preauthorized or automatic transfers, or telephonic order or instruction.

2APY = Annual Percentage Yield. The dividend rates and APY are effective as of 5/3/2018 and are determined by the Board of Directors. Fees incurred may reduce earnings on these accounts. Rates, terms and conditions are subject to change at any time.

The dividend rates and APY may change after the account is opened and are accurate as of the last dividend declaration date.

Please refer to our disclosures for details on accounts, products, and services' terms and conditions, including, but not limited to charges, fees, and waivers. Rates, terms, and conditions are subject to change at any time.