Refer a Friend Bonus
When a friend you refer opens a new membership account with Xceed, you and your friend will each receive a $100 Bonus deposited to your accounts! The more friends you refer, the more rewards you can earn!*
You’ve already discovered the many benefits of banking with Xceed—great rates, the latest banking tools, and exceptional service. Now is the perfect time to share the rewards of membership with the people in your life.
Simply complete the form using the link below to invite your friends to switch to Xceed. After you click “Submit,” your friends will get an email explaining our $100 Refer-a-Friend offer.
The best part? There’s no limit to the number of friends you can refer or rewards you can receive.
*Referring Member Bonus: To qualify for the $100 referring member bonus, the referring member must be an existing Xceed member in good standing and referral must have been submitted through the Xceed BankingWorthSharing.com microsite, or Banking Worth Sharing official form. Limit one referring member bonus per referred member. Terms and conditions subject to change at any time. The $100 bonus will be credited on the last day of the month following 90 days of the referred member account being opened. Total referral bonuses equal to $600 or more will be reported on the IRS Form 1099-MISC. Referred Member Bonus: Existing members who open new accounts do not qualify for the $100 bonus. New members must maintain the new account active with direct deposit and in good standing for 90 days. Cannot combine with any other offer. To obtain the $100 bonus to your membership/primary savings account, the referred member must open their account between July 16, 2018 and December 31, 2019, and receive a direct deposit of $500 or more to an Xceed account within the first 90 days of account opening. The $100 bonus will be credited on the last day of the month following 90 days of the account being opened. The $100 will be considered as dividends and will be reported on the IRS Form 1099-INT. Rates, terms and conditions subject to change at any time. All new account applicants are verified through ChexSystems and must qualify for membership. Regular, Access and Minor Savings Account: APY or Annual Percentage Yield is 0.05% APY on balances over $100 (or $50 for Minor Savings Accounts). The APY is effective as of 10/1/18 and may change after the account is opened. $5 minimum balance required to open the account. Fees incurred could reduce earnings on the account. Please refer to our Truth-in-Savings Disclosure and Services and Schedule of Fees at xfcu.org/disclosures for details on accounts, products, and services’ terms and conditions, including, but not limited to charges, fees, and waivers.