COVID-19 Xceed Assistance Program

We’re Here to Help

We know that these are difficult and unprecedented times, and we understand that you may have concerns about your finances. Xceed wants to help ensure you are given options if you have been financially impacted by COVID-19.


Xceed Assistance Program1

Xceed Relief Loans

Fully engaged, financially impacted Xceed members2 can receive:

  • 0% APR loans3
  • Maximum relief loan amount up to $2,500
  • Terms up to 15 months (up to 12 month payment amortization)
  • First loan payment may be deferred up to 90 days

2Fully engaged member requirements: Must have an active Xceed Savings and Checking Account, sign up for automatic loan payments, and receive direct deposits (or meet other requirements in lieu of receiving direct deposits). Must be an Xceed member in good standing for the past 90 days. Member to provide financial hardship letter.

30% interest rate effective as of 3/25/2020. Payment Example: A $2,500 loan at 0.00% APR for 12 months would have payments of $208.33 per month. Subject to credit qualifications and approval. 

For assistance, contact us at 800.XFCU.222 (800.932.8222) and an Xceed associate can assist you with finding the right solution.

Mortgage Assistance

We want to remind members impacted by COVID-19 of available mortgage assistance and relief options. You may be eligible to suspend or reduce your Xceed mortgage payments for up to 12 months. Homeowners who have been adversely impacted by this national emergency may request mortgage assistance. We also understand that many members have experienced long call wait times or have not yet had a chance to speak with one of the team members. We encourage you to access the tools available to you online to get information quickly by visiting the loan solution center. Alternatively, you can contact us at 855.883.5340.

Limit Increases

Additionally, we have made the following limit updates to limit person-to-person contact and help reduce the spread of COVID-19:

  • Mobile Deposit limit has increased from $5,000 to $15,000.
  • Debit card ATM withdrawal limits have increased from $600 to $1,000.

We encourage members to avoid cash handling as much as possible. Use your Xceed debit or credit cards.

In addition to this web page, follow us on Facebook and Twitter for regular updates.

We are here to serve you and our communities. Your well-being and that of all our members is our top priority, and we hope that you and your loved ones are safe during these challenging times. You can count on us to do our best and to keep you informed.

Thank you for your continued loyalty and support. We are here for you.


Teresa Freeborn
President and Chief Executive
Xceed Financial Credit Union

1Programs, rates, terms and conditions are subject to change without notice. Additional terms and conditions may apply. Contact an Xceed Financial Credit Union representative for details.

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