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Which card is right for me?

Card type Best if you … APR and fees
Platinum Visa® Rewards
Best if you …
  • Want to be rewarded for every purchase you make
APR and fees

No annual fee
As low as 10.99%
Pricing and terms »

Platinum Visa®
Best if you …
  • Carry a balance
  • Want to consolidate balances from a high-rate card
APR and fees

No annual fee
As low as 7.99%
Pricing and terms »

What It Comes With

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Mobile Wallet

Our cards have Mobile Wallet enabled, so it’s easy to pay with Apple Pay and Paypal.

Paypal »
Apple Pay »

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Set up fraud alerts and card freezes to keep your card safe by logging into Xceed Online and navigating to your card.

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Visa Click to Pay

Skip the forms and pay online wherever you see the Visa Click to Pay button.

Enroll »

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Travel & emergency

Leaving home? Count on a wide variety of emergency services from Visa.

Info »

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Warranty services

Keep track of warranties or get free extended warranty protection, all in one place.

Info »

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Auto rental coverage

Get coverage for collision or theft on your rental car, up to the value of the vehicle.

Info »

Earn Double Rewards!

For a limited time, you can earn 2x Rewards* on travel, dining, gas and groceries when you use your Xceed Platinum Visa® Rewards Credit Card on qualifying purchases.

Get the details »

Visa® Merchant Rewards

Enjoy discounts on clothing, food, travel, entertainment and more when you use your Xceed Visa® Credit Card!

Learn more »

Man with laptop and credit card

Mobile Wallet

Use your smartphone as a credit card. With mobile wallet enabled, you can make purchases right from your device, no plastic card required.

Paypal » Apple Pay »

Xceed Visa Rewards

With our Rewards card, you earn rewards points for every dollar you spend on your card.

Later, you can easily redeem your points online for travel, merchandise, events, gift cards … even statement credit!

Learn more about Xceed Rewards »
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