Which card is right for me?
|Card type||Best if you …||APR and fees|
|Platinum Visa® Rewards||
Best if you …
APR and fees
No annual fee
Best if you …
APR and fees
No annual fee
4.99%1 Introductory APR
Whichever card you pick—the Xceed Platinum Visa® Rewards Credit Card or the Xceed Platinum Visa® Credit Card—you’ll enjoy a low 4.99%1 introductory APR for purchases and balance transfers made in the first 90 days of your account opening, which will remain in effect for nine months from the first transaction date.
What It Comes With
Set up fraud alerts and card freezes to keep your card safe by logging into Xceed Online and navigating to your card.
Skip the forms and pay online wherever you see the Visa Checkout button.
Travel & emergency
Leaving home? Count on a wide variety of emergency services from Visa.
Keep track of warranties or get free extended warranty protection, all in one place.
Auto rental coverage
Get coverage for collision or theft on your rental car, up to the value of the vehicle.
Get a $200 or 20,000 point thank you
Open an Xceed Platinum Visa and spend at least $3,000 in the first 90 days, and you’ll earn a $200 statement credit or 20,000 bonus reward points, depending on the card you choose.
Xceed Visa Rewards
With our Rewards card, you earn rewards points for every dollar you spend on your card.
Later, you can easily redeem your points online for travel, merchandise, events, gift cards … even statement credit!Learn more about Xceed Rewards »
- Liam C.
- 3-Word Description
- Husband. Father. Bills Fan.
- Operations Manager
- First Job
- Newspaper Deliver
- Member Since
I’ve never had my debit card compromised in my life, and when I got a call from Xceed to say it had been … just knowing they had our backs covered, it was a great experience. It didn’t impact our funds, and they tracked it all down.
Liam and Michelle C. on peace of mind thanks to Xceed’s card compromise protection
Let’s Get Started
1APR = Annual Percentage Rate. The introductory APR will apply to purchases, balance transfers, and convenience checks posted to your account within 90 days of account opening and remain in effect for nine months from the first qualifying transaction. The $0 introductory balance transfer and convenience check fee will apply to balance transfers completed, and/or posted to the account within 90 days of account opening. Offer only available for new credit card accounts opened after November 12, 2018. If you pay your statement’s “New Balance” in full by the due date, we will not charge interest on any new transactions that post to the purchase balance. If you have been paying your account in full without interest charges, but fail to pay your next “New Balance” in full, we will charge interest on the unpaid balance. For balance transfers and convenience checks, we will start charging interest on the transaction date. New credit card accounts are subject to credit qualifications and approval. Actual rates and loan limits are based on applicants’ credit score and verifiable income. Xceed Financial loan limits and underwriting guidelines will be followed. The current, standard (non-introductory) variable APR for purchases, balance transfers, and cash advances for new accounts is 10.24% – 18.00% for Visa® Platinum Cards (no rewards) and 13.24% -18.00% for Visa® Platinum Rewards Cards, based on your creditworthiness, and are effective as of 7/10/2019. In addition to the balance transfer fee, the following additional finance charges may apply, depending on the type of transaction: For cash advance transactions – a Cash Advance Fee – Domestic of $10 or 3% of the cash advance amount, whichever is greater or a Cash Advance Fee – Foreign of $10 or 4% of the foreign cash advance amount, whichever is greater; for foreign purchase transactions – a Foreign Transaction Fee – Purchases of 1% of each foreign transaction (in U.S. dollars). If you are charged interest, the charge will be no less than $1. Other terms and conditions apply. Programs, rates, terms and conditions subject to change at any time. Ask an associate for details.