As we perform routine maintenance on Xceed Online and Xceed Mobile, users may experience intermittent downtime on Sunday, October 21, with definite downtime occurring between 7 p.m. and 11 p.m. PT. If you need help at any time, just call 844.378.5202.

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CREDIT CARDS

My credit cards

Which card is right for me?

Card type Best if you … APR and fees
Platinum Visa Rewards
Best if you …
  • Want to be rewarded for every purchase you make
APR and fees

No annual fee
As low as 12.74%
Pricing and terms »

Platinum Visa
Best if you …
  • Carry a balance
  • Want to consolidate balances from a high-rate card
APR and fees

No annual fee
As low as 9.74%
Pricing and terms »

Get a step ahead

When you transfer your high-rate credit card debt to an Xceed Platinum Visa Credit Card from July 23 – October 31, 2018, you’ll enjoy a fixed 4.99% Intro APR for 9 months, with an introductory $0 fee for balance transfers and convenience checks, plus you’ll automatically enjoy a 4.99% Intro APR on all new purchases made with your card or convenience checks during the promotional period.

Learn more »

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5x Rewards

This fall and winter, earn 5x Rewards on qualified shoe and department store purchases when you use your Xceed Platinum Visa® Rewards Credit Card.

Learn more »

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What It Comes With

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Mobile Wallet

Our cards have Mobile Wallet enabled, so it’s easy to pay with Apple Pay and Paypal.

Paypal »
Apple Pay »

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Fraud alerts

Unusual purchases? Suspicious activity? We can send you real-time alerts.

Enroll »

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Visa Checkout

Skip the forms and pay online wherever you see the Visa Checkout button.

Enroll »

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Travel & emergency

Leaving home? Count on a wide variety of emergency services from Visa.

Info »

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Warranty services

Keep track of warranties or get free extended warranty protection, all in one place.

Info »

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Auto rental coverage

Get coverage for collision or theft on your rental car, up to the value of the vehicle.

Info »

Get a $200 or 20,000 point thank you

Open an Xceed Platinum Visa and spend at least $3,000 in the first 90 days, and you’ll earn a $200 statement credit or 20,000 bonus reward points, depending on the card you choose.

Get the details »

family shopping

Get the Super Bowl of Your Dreams

Use your Xceed Platinum Visa® Credit Card to swipe and sign for your purchases from now through November 15, 2018 for a chance to win the Ultimate Super Bowl LIII Fan Experience, courtesy of Visa!

Learn more »

Coin toss for Super Bowl

Visa® Merchant Rewards

Enjoy discounts on clothing, food, travel, entertainment and more when you use your Xceed Visa® Credit Card!

Learn more »

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Mobile Wallet

Use your smartphone as a credit card. With mobile wallet enabled, you can make purchases right from your device, no plastic card required.

Paypal » Apple Pay »

Xceed Visa Rewards

With our Rewards card, you earn rewards points for every dollar you spend on your card.

Later, you can easily redeem your points online for travel, merchandise, events, gift cards … even statement credit!

Learn more about Xceed Rewards »

Xtraordinary Moments

Liam C - Xceed Financial Customer
Name
Liam C.
3-Word Description
Husband. Father. Bills Fan.
Occupation
Operations Manager
First Job
Newspaper Deliver
Member Since
1993

I’ve never had my debit card compromised in my life, and when I got a call from Xceed to say it had been … just knowing they had our backs covered, it was a great experience. It didn’t impact our funds, and they tracked it all down.

Tools & Tips

man smiling with his bicycle

Using Credit Cards Wisely

Credit cards are a valuable financial tool. They allow you

person in parachute

Maximize Your Rewards

Sure, you’ve heard all about rewards credit cards – there’s

Guy tying shoes

Earn 5x Rewards at Shoe and Department Stores

This fall and winter, earn 5x Rewards on qualified shoe

Liam and Michelle C. on peace of mind thanks to Xceed’s card compromise protection

Let’s Get Started

Visit your nearest Financial Center
Find a location
Apply for an Xceed credit card today
Apply for a credit card
Call us to talk to one of our associates
800.XFCU.222

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