Get Up to $200 for You and $200 for a Friend
When a friend you refer opens a new membership account with Xceed, you and your friend could both receive bonuses deposited to your accounts—up to $200 for you and $200 for your friend! Plus, the more friends you refer, the more rewards you can earn!*
The best part? There’s no limit to the number of friends you can refer or rewards you can receive.
You’ve already discovered the many benefits of banking with Xceed—great rates, the latest banking tools, and exceptional service. Now is the perfect time to share the rewards of membership with the people in your life.
Simply complete the form using the link below to invite your friends to switch to Xceed. After you click “Submit,” your friend will get an email explaining our Refer-a-Friend offer.
Additional terms, conditions, and restrictions apply. Offers, programs, terms, and conditions are current as of 2/25/2020, and are subject to change at any time without notice. This is a limited time offer. Cannot combine with any other offer. Ask an associate for details.
*$100 (or $200) Referring Member Bonus: To qualify for the $100 referring member bonus, the referring member must be an existing Xceed member in good standing, the referral must have been submitted through the Xceed BankingWorthSharing.com microsite during the promotional period, and the new referred member account must be open for 90 days. The referring member would also receive an additional $100 referring member bonus for a total of $200 if the referring member is signed up for online banking with eStatements and is receiving a direct deposit of at least $1,000 per month in an Xceed Signature checking account (or is receiving full net payroll direct deposit in an Xceed Signature checking account validated by providing Xceed a copy of paystub) evidenced by two consecutive months of ACH payroll deposits. Limit one referring member bonus per referred member. No limit to how many new members can be referred. If eligible, the $100 or $200 bonus will be credited to the referring member’s account within 30 days after the referred member account has been open for 90 days. Total referral bonuses equal to $600 or more will be reported on the IRS Form 1099-MISC. $200 Referred Member Bonus: Existing members who open new accounts do not qualify for the $200 bonus. To receive the $200 bonus, new referred members must: (1) open their Xceed Signature Checking account during the promotional period, (2) maintain the new account active and in good standing for at least 90 days, (3) sign up for online banking with eStatements, and (4) have direct deposits of at least $1,000 per month to the account (or receive full net payroll direct deposit in an Xceed Signature checking account validated by providing Xceed a copy of paystub) evidenced by two consecutive months of ACH payroll deposits within the first 90 days of account opening. If eligible, the $200 bonus will be credited within 30 days after the account has been open for 90 days. If the Signature Checking account is closed by the member or Xceed within six months after opening, Xceed will deduct the bonus amount from that account at closing. The $200 will be considered as dividends and will be reported on the IRS Form 1099-INT. All new account applicants are verified through ChexSystems, must qualify for membership and must open a primary share savings account with a deposit of $5 for membership (easy to join, just ask us!). Signature Checking Account: APY (Annual Percentage Yield) is 0.25% on balances $0 to $49,999.99; 0.25% APY on balances $50,000 to $99,999.99; 0.25% APY on balances $100,000 to $249,999.99; 0.25% APY $250,000 to $499,999.99; and 0.25% APY on balances $500,000 and over. No minimum balance required to open the account. The APY is effective as of 07/22/19 may change after the account opened, is accurate as of the last dividend declaration date, and is determined by the Board of Directors. Fees incurred could reduce earnings on these accounts.