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HEALTH SAVINGS ACCOUNTS

My health savings

Xceed Health Savings Accounts

Build a cushion to pay for medical expenses that your insurance doesn’t cover, and get a tax break while you’re at it with your Health Savings Account (HSA).1

  • $0 minimum opening deposit
  • No "use it or lose it" rules
  • Earn quarterly dividends
  • Tax-deductible contributions
  • Earnings are tax-free when used for qualified medical expenses2

Today’s Rates

Health Savings Accounts

Minimum to Open

Minimum Balance to Earn APY*

Dividend Rate

APY1

¹APY = Annual Percentage Yield. The dividend rates and APY are effective as of 7/18/2019 and are determined by the Board of Directors. The dividend rates and APYs may change after the account is opened and are accurate as of the last dividend declaration date. Fees incurred may reduce earnings on these accounts. Rates, terms and conditions are subject to change at any time.

Minimum to Open

$0

Minimum Balance to Earn APY*

$0.00

Dividend Rate

0.25%

APY1

0.25%

For the most accurate rates, tell us where you live.
Please enter a valid US zip code.

Your zip code will be stored for one day. During this time, all rates on this page will reflect your current location.

Health Savings Account Inquiry form

Tools & Tips

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Make the Most of Your Membership

You know that it pays to be a member of a credit union – that’s why you joined Xceed! While you know about tons of the perks—great rates, services, and anytime access to your funds—I bet there are a few perks that might surprise you.

cutting board with grocery list

Plan Ahead

When it comes to eating healthy, and on a budget, planning is key! You already know that you should go to the grocery store with a list, but how does that list get made?

man on phone at desk

Save with a Purpose

Deciding to beef up your savings is a great decision, but without a clear goal, it can be difficult to actually get motivated to take action.

Let’s Get Started

Visit your nearest Financial Center
Find a location »
Open an Xceed Health Savings Account today
Save for your health »
Call us to talk to one of our associates
800.XFCU.222

Disclosures

¹Some restrictions apply, including but not limited to the following: the “HSA owner” must be covered by a high-deductible health plan, cannot participate in flexible spending account, cannot be claimed as a dependent on someone else’s tax return, cannot be enrolled in Medicare, and cannot engage in “prohibited transactions” (e.g., sell, pledge, borrow, cause the account to be negative, etc.). Engaging in “prohibited transactions” may cause the account no longer to qualify for the Health Savings Account tax benefit for the year. Deductibles, out-of-pocket expenses, and contribution limits are subject to change annually. Please ask an associate for full details and disclosure.

²Not intended as tax advice. Please consult a tax advisor.

For the most accurate rates, tell us where you live.
Please enter a valid US zip code.

Your zip code will be stored for one day. During this time, all rates on this page will reflect your current location.

You are now leaving Xceed Financial Credit Union’s website. We provide hyperlinks to other sites solely as a convenience, and they may not always function properly. XFCU does not control, nor are we responsible for the contents of, or any link within, a third party’s site. A non-XFCU site might have a different privacy policy and may provide less security than XFCU’s site. When accessing a site from here, you are responsible for confirming the identity and authenticity of any third party you visit and transact business with online. Hyperlinks from XFCU are not endorsements by XFCU of any third party, its ownership or management, products, services, information or recommendations it may offer, or any advertisers or sponsors appearing on a third party’s site.

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