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My health savings

Xceed Health Savings Accounts

Build a cushion to pay for medical expenses that your insurance doesn’t cover, and get a tax break while you’re at it with your Health Savings Account (HSA).1

  • $0 minimum opening deposit
  • No "use it or lose it" rules
  • Earn quarterly dividends
  • Tax-deductible contributions
  • Earnings are tax-free when used for qualified medical expenses2

Today’s Rates

Health Savings Accounts

Minimum to Open

Minimum Balance to Earn APY*

Dividend Rate


¹APY = Annual Percentage Yield. The dividend rates and APY are effective as of 8/31/2016 and are determined by the Board of Directors. Fees incurred may reduce earnings on these accounts. Rates, terms and conditions are subject to change at any time.

Minimum to Open


Minimum Balance to Earn APY*


Dividend Rate




Health Savings Account Inquiry form

Tools & Tips

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Make the Most of Your Membership

You know that it pays to be a member of

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Plan Ahead

When it comes to eating healthy, and on a budget, planning is key! You already know that you should go to the grocery store with a list, but how does that list get made?

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Save with a Purpose

Deciding to beef up your savings is a great decision,

Let’s Get Started

Visit your nearest Financial Center
Find a location »
Open an Xceed Health Savings Account today
Save for your health »
Call us to talk to one of our associates


¹Some restrictions apply, including but not limited to the following: the “HSA owner” must be covered by a high-deductible health plan, cannot participate in flexible spending account, cannot be claimed as a dependent on someone else’s tax return, cannot be enrolled in Medicare, and cannot engage in “prohibited transactions” (e.g., sell, pledge, borrow, cause the account to be negative, etc.). Engaging in “prohibited transactions” may cause the account no longer to qualify for the Health Savings Account tax benefit for the year. Deductibles, out-of-pocket expenses, and contribution limits are subject to change annually. Please ask an associate for full details and disclosure.

²Not intended as tax advice. Please consult a tax advisor.

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