HEALTH SAVINGS ACCOUNTS
My health savingsXceed Health Savings Accounts
Build a cushion to pay for medical expenses that your insurance doesn’t cover, and get a tax break while you’re at it with your Health Savings Account (HSA).1
- $0 minimum opening deposit
- No "use it or lose it" rules
- Earn quarterly dividends
- Tax-deductible contributions
- Earnings are tax-free when used for qualified medical expenses2
Today’s Rates
Minimum to Open | Minimum Balance to Earn APY* | Dividend Rate | APY1 |
|---|---|---|---|
¹APY = Annual Percentage Yield. The dividend rates and APY are effective as of 11/08/2019 and are determined by the Board of Directors. The dividend rates and APYs may change after the account is opened and are accurate as of the last dividend declaration date. Fees incurred may reduce earnings on these accounts. Rates, terms and conditions are subject to change at any time. | |||
Minimum to Open $0 | Minimum Balance to Earn APY* $0.00 | Dividend Rate 0.25% | APY1 0.25% |
Health Savings Account Inquiry form
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Disclosures
¹Some restrictions apply, including but not limited to the following: the “HSA owner” must be covered by a high-deductible health plan, cannot participate in flexible spending account, cannot be claimed as a dependent on someone else’s tax return, cannot be enrolled in Medicare, and cannot engage in “prohibited transactions” (e.g., sell, pledge, borrow, cause the account to be negative, etc.). Engaging in “prohibited transactions” may cause the account no longer to qualify for the Health Savings Account tax benefit for the year. Deductibles, out-of-pocket expenses, and contribution limits are subject to change annually. Please ask an associate for full details and disclosure.
²Not intended as tax advice. Please consult a tax advisor.