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HEALTH SAVINGS ACCOUNTS

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Xceed Health Savings Accounts

Build a cushion to pay for medical expenses that your insurance doesn’t cover, and get a tax break while you’re at it with your Health Savings Account (HSA).1

  • $0 minimum opening deposit
  • No "use it or lose it" rules
  • Earn quarterly dividends
  • Tax-deductible contributions
  • Earnings are tax-free when used for qualified medical expenses2

Today’s Rates

Health Savings Accounts

Minimum to Open

Minimum Balance to Earn APY*

Dividend Rate

APY1

¹APY = Annual Percentage Yield. The dividend rates and APY are effective as of 4/1/2021 and are determined by the Board of Directors. The dividend rates and APYs may change after the account is opened and are accurate as of the last dividend declaration date. Fees incurred may reduce earnings on these accounts. Rates, terms and conditions are subject to change at any time.

Minimum to Open

$0

Minimum Balance to Earn APY*

$0.00

Dividend Rate

0.10%

APY1

0.10%

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Health Savings Account Inquiry form

Let’s Get Started

Visit your nearest Financial Center
Find a location »
Open an Xceed Health Savings Account today
Save for your health »
Call us to talk to one of our associates
800.XFCU.222

Disclosures

¹Some restrictions apply, including but not limited to the following: the “HSA owner” must be covered by a high-deductible health plan, cannot participate in flexible spending account, cannot be claimed as a dependent on someone else’s tax return, cannot be enrolled in Medicare, and cannot engage in “prohibited transactions” (e.g., sell, pledge, borrow, cause the account to be negative, etc.). Engaging in “prohibited transactions” may cause the account no longer to qualify for the Health Savings Account tax benefit for the year. Deductibles, out-of-pocket expenses, and contribution limits are subject to change annually. Please ask an associate for full details and disclosure.

²Not intended as tax advice. Please consult a tax advisor.

For the most accurate rates, tell us where you live.
Please enter a valid US zip code.

Your zip code will be stored for one day. During this time, all rates on this page will reflect your current location.

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