hands folded on top of documents and calculator

Increase Your Pay

Budgeting is a great tool to start your savings journey and manage your money, but once you’re a well-oiled make-coffee-at-home machine, it’s time to start looking for other ways to increase your savings.

One of the most valuable tools for that is, well, you! If you work at a salaried job, consider asking for a raise. Do your research on what similar positions in your company and field make, and be prepared to negotiate with your boss to get that increase.

If you’re a freelancer or someone who does odd jobs, look at your rates. If it’s been a while since you’ve raised them, you’re likely due for a bump. Again – research is key! Look at the market around you and make sure you’re remaining competitive.

Once you’ve secured that pay increase—and this is the important part—put the extra money in savings! You’ve been doing just fine without it, so you won’t miss it when it’s automatically added to your savings account. Your future self will thank you, and you’ll get the satisfaction of seeing your hard work build up your nest egg.

For the most accurate rates, tell us where you live.
Please enter a valid US zip code.

Your zip code will be stored for one day. During this time, all rates on this page will reflect your current location.

You are now leaving Xceed Financial Credit Union’s website. We provide hyperlinks to other sites solely as a convenience, and they may not always function properly. XFCU does not control, nor are we responsible for the contents of, or any link within, a third party’s site. A non-XFCU site might have a different privacy policy and may provide less security than XFCU’s site. When accessing a site from here, you are responsible for confirming the identity and authenticity of any third party you visit and transact business with online. Hyperlinks from XFCU are not endorsements by XFCU of any third party, its ownership or management, products, services, information or recommendations it may offer, or any advertisers or sponsors appearing on a third party’s site.

Cancel Accept