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My happiness, expanded.

Sometimes, More is More

The benefits just don’t stop.

Great rates and exceptional service are only the beginning. With Xceed, you get meaningful perks that add value to your life and put money in your pocket.

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Get up to $200 for you and $200 for a friend

When a friend you refer opens a new membership account with Xceed, you and your friend will both receive bonuses deposited to your accounts—up to $200 for you and $200 for your friend!1 The best part? There’s no limit to the number of friends you can refer or rewards you can receive.

Refer a friend today »

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Take a Vacation, for Less

With CUonVacation, you get their lowest-price guarantee when you book your next cruise, hotel, car rental or vacation package. Get 5% cash back on travel to your destination. Save up to 50% on lodging. And if you’re a military member, we have additional savings just for you!

Explore member deals »

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Spend Less at Tax Time

As an Xceed member, you can get your taxes done at a discount and keep more of your money in your pocket.

Learn more from TurboTax »

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Sprint® Rewards

Xceed members get $100 in cash rewards for every new line you activate with Sprint (on unlimited lines) and $100 in loyalty cash rewards every year through the Sprint Credit Union Member Cash Rewards Program.

More info on Sprint savings »

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Insurance Discounts for Xceed Members

As an Xceed member, you can get auto, home and AD&D insurance coverage, for less, through TruStage®. It’s the credit union way.

Learn more »

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Tools & Tips

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Make the Most of Your Membership

You know that it pays to be a member of a credit union – that’s why you joined Xceed! While you know about tons of the perks—great rates, services, and anytime access to your funds—I bet there are a few perks that might surprise you.

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We’re Here for Our Members

The weather events caused by Hurricanes Harvey and Irma have been unprecedented, and we hope that you and your loved ones are safe and unharmed. Xceed is supporting the relief efforts in the affected areas and we urge others who are able to donate to do so.

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Join Xceed Today

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The information, products and services published within these external sites are not controlled by Xceed, and we do not guarantee the accuracy of, and disclaim liability for, any inaccuracies, including but not limited to the price and information of the products and services described. These external sites and their products and services are managed by independent manufacturers or vendors who are not employees of, or engaged in joint ventures with Xceed Financial Credit Union. Xceed is not liable for the acts, errors, omissions, representations, warranties, breaches or negligence of any vendor or any personal injuries, death, property damage or other damages or expenses resulting from causes outside of the control of Xceed Financial. All warranties, expressed or implied, are the responsibility of the manufacturer or vendor. Under no circumstances shall Xceed Financial be liable for incidental, consequential or exemplary damages. Xceed Financial may revoke, repossess, modify or cancel the services at any time.

1$100 (or $200) Referring Member Bonus: To qualify for the $100 referring member bonus, the referring member must be an existing Xceed member in good standing, and the referral must have been submitted by December 31, 2019, through the Xceed microsite or the official Banking Worth Sharing form. The referring member would also receive an additional $100 referring member bonus for a total of $200 if the referring member has an active Xceed Visa® debit card, has signed up for online banking with eStatements, has signed up for overdraft protection, and is receiving a direct deposit of at least $500 per month in an Xceed Signature checking account (evidenced by two consecutive months of ACH payroll deposits). Limit one referring member bonus per referred member. No limit to how many new members can be referred. The $100 or $200 bonus will be credited to the referring member’s account within 30 days after the referred member account has been open for 90 days. Total referral bonuses equal to $600 or more will be reported on the IRS Form 1099-MISC. $200 Referred Member Bonus: Existing members who open new accounts do not qualify for the $200 bonus. To receive the $200 bonus, new referred members must open their Xceed Signature Checking account by December 31, 2019, maintain the new account active and in good standing for at least 90 days, have direct deposits of at least $500 per month to the account (evidenced by two consecutive months of ACH payroll deposits within the first 90 days of account opening), is signed up for online banking with eStatements, sign up for overdraft protection, and have a Visa® Platinum debit card issued. The $200 bonus will be credited within 30 days after the account has been open for 90 days. The $200 will be considered as dividends and will be reported on the IRS Form 1099-INT. All new account applicants are verified through ChexSystems, must qualify for membership and must open a primary share savings account. Signature Checking Account: APY (Annual Percentage Yield) is 0.25% on balances $0 to $49,999.99; 0.25% APY on balances $50,000 to $99,999.99; 0.25% APY on balances $100,000 to $249,999.99; 0.25% APY $250,000 to $499,999.99; and 0.25% APY on balances $500,000 and over. No minimum balance required to open the account. The APY is effective as of 3/20/19, may change after the account opened, is accurate as of the last dividend declaration date, and is determined by the Board of Directors. Cannot combine with any other offer. Fees incurred could reduce earnings on these accounts.

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