woman with glasses on tablet


My money—anywhere, any time.

Need help with Xceed Online?

Call 800.XFCU.222 if you need help logging in.

Faster, easier, more convenient.

Our Online Banking and free Bill Pay provide the tools you need to manage your checking accounts online, conveniently and efficiently.

  • Check your balances
  • Move funds between accounts
  • See images of cleared checks
  • Schedule one-time or recurring payments with free Bill Pay
  • See pending Bill Pay transactions

Get Started

Log in to Xceed Online by clicking or tapping the “Log in to Online Banking” button at the top of this page.

Mobile banking

With the Xceed mobile app, you can manage your money on your mobile device.

  • Check balances, pay bills
  • View your transaction history
  • Transfer funds between accounts
  • Deposit checks by photo
  • Find a Financial Center or ATM

Get it in the App Store »

Get it on Google Play »

Bank by text

Check your balances, look up recent transactions, and transfer funds among your accounts. Enroll in Text Message Banking through Xceed Online by logging in and going to “Profile,” “Update Profile,” and selecting “Text Banking.” Select “Mobile Nicknames” to enable your accounts and view your command options and account nicknames. Make sure to send your text commands to “98687.”

Online Business Banking

Ready to manage your financials online?

Online banking isn’t just for personal accounts. At Xceed, we offer a range of digital services to meet your business needs, as well.

Contact Business Services »

Xtraordinary Moments

Hannah C
Hannah C.
3-word description
Daughter, Hard Worker, Student
First-Grade Teacher
First Job
Cashier at Wegmans
Member since

I work two jobs. One of my jobs, I get paid direct deposit. I don’t even have to think about it; it goes right into my savings. And then my other job, I get checks, and I actually use Mobile Deposit — which is awesome! You just take a picture of your check, and it uploads right to your account. You don’t even have to stop at the bank.

Tools & Tips

woman on cell phone

Phone a Friend

How much are you paying for your monthly internet bill?

man and woman reviewing financial documents

Check Your Numbers

Taxes may not be due until April 17 this year, but just in case you’re getting a jump start on yours, we wanted to share tips that could help you receive your refund faster when you choose to have it direct deposited!

hand cutting a slice of pie

Make a Money Pie

Ready to re-examine your household budget? Try a money pie!

Hannah C. talks about banking on the go at Xceed.


Ask a question through our contact form
Contact us »
Ask a question through our contact form
Contact us »
Call us to talk to one of our associates
For the most accurate rates, tell us where you live.
Please enter a valid US zip code.

Your zip code will be stored for one day. During this time, all rates on this page will reflect your current location.

You are now leaving Xceed Financial Credit Union’s website. We provide hyperlinks to other sites solely as a convenience, and they may not always function properly. XFCU does not control, nor are we responsible for the contents of, or any link within, a third party’s site. A non-XFCU site might have a different privacy policy and may provide less security than XFCU’s site. When accessing a site from here, you are responsible for confirming the identity and authenticity of any third party you visit and transact business with online. Hyperlinks from XFCU are not endorsements by XFCU of any third party, its ownership or management, products, services, information or recommendations it may offer, or any advertisers or sponsors appearing on a third party’s site.

Cancel Accept