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Good things happen here.

Expect More at Xceed

A full set of robust financial products and services, in person and online. Fast, easy access to your money. And great rates, from people who work for you.

Already a member? Log in to Xceed Online to get started.

  • Anywhere, anytime access
  • Transfer funds online
  • Mobile banking and deposit
  • Check your balance
  • Free Bill Pay
  • Keep your money safe

You know it when you see it.

We’ve noticed something. People who talk with us, like us. We think it’s because we’re friendly, personally engaged, and committed to each and every member, whether you’re calling our Contact Center, visiting a Financial Center, or chatting with your own Personal Banker.

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Fast, Personal Support

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VIP service from your own Personal Banker

We can match you with an associate to serve you, personally. Just ask.

Get a Personal Banker »

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Face to face, anywhere — video chat with us

Ask a question, apply for a loan, or initiate a transaction from our Xperience Center.

Visit the Xperience Center »

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Give us a call, talk to someone friendly

Questions? Let’s hear ’em. We’re here to help you with all things financial.

Contact us here »

Am I Eligible to Bank at Xceed?

Chances are, yes! Just about anyone can join Xceed, as you’ll see below. If you’re not sure, give us a shout and we’ll confirm your eligibility personally. If you’re the parent, child, sibling, spouse, grandparent, or roommate of an Xceed member, you’re eligible to join.

You’re automatically eligible if you belong to any of these groups or communities:


  • Buffalo Zoo
  • Friends of the Webster Public Library
  • Heal The Bay
  • St. Joseph Catholic Church
  • Seneca Park Zoo Society (SPZS)


  • Carrollton, Texas
  • Dallas, Texas
  • Farmers Branch, Texas
  • Greater Rochester, New York
  • Irving, Texas
  • Lewisville, Texas
  • Rosemont, Illinois (Includes greater O’Hare, Rosemont, Elk Grove Village, and Bensenville.)
  • San Jose, California
  • St. Petersburg, Florida

Are you an employee or retiree of one of our business partners? If so, you’re eligible.

ADT Security
Builders Exchange of Rochester
Centinela Freeman Regional Medical Center
Chubb Insurance
Comfort Windows & Doors
Costco Wholesale
Crosbie Brownlie
Deerfield Realty
Desser Tire & Rubber Company
Dixon Schwabl
Double Tree Hilton Hotel
Dynaflex Products

Fairport Baptist Homes
Federation of Catholic Teachers
Friendly Home of Rochester
Germino & MacKay
Global Imaging Systems, Inc. (GIS)
Heal the Bay
Heraeus Metal Processing, Inc
HITCO Carbon Composites, Inc.
Ingram Micro
Innovative Solutions
Isaac Heating & Air Conditioning
Jewish Home of Harrisburg
Jewish Home of Rochester

Longwood Management
Mallinckrodt Pharmaceuticals
Medtronic (Covidien)

Raytec Group
Silicon Valley Community Foundation
St. Ann’s Community
Stokes, Visca and Company
Sysco Harrisburg
TE Connectivity
The Friendly Home
Travelodge Hotel
Tyco International/Johnson Controls

Unified Physician Management
U.S.P.S. Harrisburg
U.S.P.S. Rochester
Wyndham Worldwide

What You’ll Need

Just a couple details, and we’re good to go.

To open your new account

  • Your social security or ITIN number
  • A valid piece of identification, like a driver’s license, state ID or US passport
  • An opening deposit of at least $5

To fund it with an electronic transfer

If you want to fund your new account by transferring money from another financial institution, we’ll need those routing and account numbers.

To open a joint account

If you’re opening a joint account, the joint owner should be present.

Start your application »

Exclusive Perks

TruStage® Insurance

Insurance is part of a solid financial plan. At Xceed, we help you get the coverage you need, for less — the credit union way.

Learn more »

The Member Mall

Hey, do you want to pay less for your next computer or vacation? Xceed members can get discounts on those through our Member Mall.

Learn more »

Sprint® Cash Rewards

Get a $100 cash reward with every new line when you switch to Sprint, $50 for each existing line, and a $50 loyalty cash reward every year for every line, through the Sprint Credit Union Member Cash Rewards Program.

More info on Sprint savings »

TurboTax® Discounts

As an Xceed member, you can get your taxes done at a discount and keep more of your money in your pocket.

Learn more from TurboTax »

View all Member Perks »

Members and associates talk about what Xceed’s member service focus means to them.

Join Xceed Today

Visit your nearest Financial Center
Find a location »
Chat with us online, face to face
Video chat »
Call us to talk to one of our associates
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