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PERSONAL LOANS

Individual, just like you.

Which option is right for me?

Loan type Best if you want … APR1
PowerLine of Credit
Best if you want …

Ongoing access to funds whenever you need them, for whatever purpose

APR1

As low as 13.25%2

Extra funds

Borrow up to $50,0001

Convenient access

Unlimited access to funds within your credit limit

Smart options

Automatic payment and overdraft options

Savings Secured Loan
Best if you want …

A tool to help you rebuild credit

APR1

Dividend rate + 3%

How it works

Borrow up to 95% of your Xceed Financial savings account while still earning dividends

Requirements

No qualification requirements or prepayment penalties

MemberFirst Loan
Best if you want …

A loan up to $50,000 to take care of a major purchase

APR1

7.39%3

Extra funds

Borrow up to $50,0001

Consolidation Loan
Best if you want …

More stability while you pay down debt

APR1

7.39%3

Borrow up to $50,000, in a one-time lump sum so you can pay off debt.

Ready to get started?

Visit your nearest Financial Center or ATM
Find a location »
Get started on your Xceed personal loan
Apply now »
Call us to talk to one of our associates
800.XFCU.222

Disclosures

¹APR = Annual Percentage Rate. Actual rates may vary based each individual’s credit history, loan type, and underwriting factors. Subject to credit qualifications and approval. Programs, rates, terms and conditions are effective as of 9/28/2018 and are subject to change at any time without notice. Additional terms, conditions, and restrictions apply.

²The variable APR may adjust monthly based on the Prime Rate (index) plus a margin and may vary based each individual’s credit history and underwriting factors.

³The APR reflects a rate reduction of .25% off the standard rate for automatic payment from an Xceed Financial Signature or Simplicity Checking account.

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