Savings

Accounts to Build a Better Future.

Regular Savings Accounts

  • Save for a brighter future
  • Open with a $5 minimum deposit
  • Earn dividends on balances of $100 or more
  • Use as overdraft protection for you Xceed Financial checking account
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Minor Savings Accounts

  • Start learning good savings habits early
  • Available to members age 18 or younger, with no monthly service charge
  • Open with a $5 minimum deposit
  • Earn dividends on balances of $50 or more
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Club Accounts

  • Save for a special occasion or purchase
  • Open with a $5 minimum deposit
  • Earn dividends with a $100 minimum balance
  • One free withdrawal per quarter
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Money Markets

  • Earn higher dividends and maintain easy access to your money
  • Choose from our Prime ($1,000 min. deposit) and Executive ($50,000 min. deposit) accounts
  • Six free withdrawals per month
  • Use as overdraft protection for your Xceed Financial checking account
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Share Certificates

  • Choose from low-risk, high-yield share or IRA share certificates
  • Open with a $500 minimum deposit
  • Flexible terms range from 6 to 60 months
  • Transfer dividends to your Xceed Financial savings or checking account
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IRA Accounts

  • Create a savings strategy for retirement
  • Earn a competitive rate without increasing your tax obligation
  • Choose a variable-rate IRA Savings Account or Roth IRA
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Health Savings Accounts

  • Save for future medical expenses and reduce your taxes
  • Offers tax-deductible contributions, tax-deferred earnings and easy access to funds
  • No minimum balance to earn dividends
  • No minimum opening deposit, no administration fees and no taxes on withdrawals for qualified medical expenses
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Savings Bonds

  • Diversify your investments
  • Talk to our expert Financial Consultants about which bond is right for you
  • Purchase directly from the U.S. Treasury
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