More Personal. More Options. More Convenience.

Whether you want the basics or the works, Xceed Financial provides a personal checking account that fits you. Compare these checking accounts and then open your account online.

Basic Checking

Get the must-have checking features you need to make everyday spending simple.

SeekMore Checking

Our dividend-bearing account gives you all the benefits of Basic Checking, and more!

  • $0 minimum opening deposit
  • Competitive rates—tiered so you earn more with higher balances
  • No Xceed fees on your first four ATM transactions outside of our network1
  • Monthly service charge of $10 is waived if you direct-deposit at least $500 each month, maintain a minimum daily balance of $3,000, or maintain an aggregate average balance of $5,000 in combined balances
  • Includes a free Visa® Check Card and free access to Mobile Banking, Xceed Online, and Xceed On-Call telephone banking

1Some institutions or merchants may impose surcharges for ATM/POS transactions which are not controlled by Xceed Financial.

Please refer to our disclosures for complete details on accounts, products, and services' terms and conditions, including, but not limited to charges, fees, and waivers. Rates, terms, and conditions are subject to change at any time.