Man looking at computer

Rates

Get the numbers you need.

Low on loans. High on savings.

Checking

Accounts

Minimum to Open

Minimum Balance to Earn APY

Dividend Rate

APY1

Open a checking account today

¹APY = Annual Percentage Yield. The dividend rates and APY are effective as of 4/1/2021 and are determined by the Board of Directors. The dividend rates and APYs may change after the account is opened and are accurate as of the last dividend declaration date. Fees incurred may reduce earnings on these accounts. Rates, terms and conditions are subject to change at any time.

Accounts

Signature Checking

Minimum to Open

$0

Minimum Balance to Earn APY

$0 - $49,999.99

Dividend Rate

0.10%

APY1

0.10%

Accounts

Signature Checking

Minimum to Open

$0

Minimum Balance to Earn APY

$50,000 - $99,999.99

Dividend Rate

0.10%

APY1

0.10%

Accounts

Signature Checking

Minimum to Open

$0

Minimum Balance to Earn APY

$100,000 - $249,999.99

Dividend Rate

0.10%

APY1

0.10%

Accounts

Signature Checking

Minimum to Open

$0

Minimum Balance to Earn APY

$250,000 - $499,999.99

Dividend Rate

0.10%

APY1

0.10%

Accounts

Signature Checking

Minimum to Open

$0

Minimum Balance to Earn APY

$500,000 and over

Dividend Rate

0.10%

APY1

0.10%

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Please enter a valid US zip code.

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Savings

Accounts

Minimum to Open

Minimum Balance to Earn APY

Dividend Rate

APY1

¹APY = Annual Percentage Yield. The dividend rates and APY are effective as of 4/1/2021 and are determined by the Board of Directors. The dividend rates and APYs may change after the account is opened and are accurate as of the last dividend declaration date. Fees incurred may reduce earnings on these accounts. Rates, terms and conditions are subject to change at any time.

Accounts

Regular Savings and Access Account

Minimum to Open

$5

Minimum Balance to Earn APY

$100

Dividend Rate

0.05%

APY1

0.05%

Accounts

Minor Savings

Minimum to Open

$5

Minimum Balance to Earn APY

$50

Dividend Rate

0.05%

APY1

0.05%

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Share Certificates

Term

Minimum to Open

Minimum Balance to Earn APY

Dividend Rate

APY1

Open a share certificate

¹APY = Annual Percentage Yield. The dividend rates and APY are effective as of 4/1/2021 and are determined by the Board of Directors. Rates, terms and conditions are subject to change at any time. Fees incurred may reduce earnings on these accounts. There is a penalty for early (premature) withdrawal of certificate funds other than dividends.

Term

6 Month

Minimum to Open

$250

Minimum Balance to Earn APY

N/A

Dividend Rate

0.35%

APY1

0.35%

Term

12 Month

Minimum to Open

$250

Minimum Balance to Earn APY

N/A

Dividend Rate

0.50%

APY1

0.50%

Term

24 Month

Minimum to Open

$250

Minimum Balance to Earn APY

N/A

Dividend Rate

0.70%

APY1

0.70%

Term

36 Month

Minimum to Open

$250

Minimum Balance to Earn APY

N/A

Dividend Rate

0.80%

APY1

0.80%

Term

48 Month

Minimum to Open

$250

Minimum Balance to Earn APY

N/A

Dividend Rate

0.85%

APY1

0.85%

Term

60 Month

Minimum to Open

$250

Minimum Balance to Earn APY

N/A

Dividend Rate

1.00%

APY1

1.00%

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Please enter a valid US zip code.

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Money Market Accounts

Accounts

Minimum to Open

Balance to Earn APY

Dividend Rate

APY1

Open a money market account

 

¹APY = Annual Percentage Yield. The dividend rates and APY are effective as of 4/1/2021 and are determined by the Board of Directors. With the exception of the Xclusive Money Market account, the dividend rates and APY may change after the account is opened and are accurate as of the last dividend declaration date. Fees incurred may reduce earnings on these accounts. Rates, terms and conditions are subject to change at any time.

Accounts

Executive Money Market

Minimum to Open

$10,000

Balance to Earn APY

$250,000+

Dividend Rate

0.45%

APY1

0.45%

Accounts

Executive Money Market

Minimum to Open

$10,000

Balance to Earn APY

$100,000 - $249,999.99

Dividend Rate

0.40%

APY1

0.40%

Accounts

Executive Money Market

Minimum to Open

$10,000

Balance to Earn APY

$50,000 - $99,999.99

Dividend Rate

0.30%

APY1

0.30%

Accounts

Executive Money Market

Minimum to Open

$10,000

Balance to Earn APY

$10,000 - $49,999.99

Dividend Rate

0.20%

APY1

0.20%

Accounts

Executive Money Market

Minimum to Open

$10,000

Balance to Earn APY

$0 - $9,999.99

Dividend Rate

0.15%

APY1

0.15%

Accounts

Prime Money Market

Minimum to Open

$1,000

Balance to Earn APY

$1,000

Dividend Rate

0.15%

APY1

0.15%

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Health Savings Accounts

Minimum to Open

Minimum Balance to Earn APY*

Dividend Rate

APY1

¹APY = Annual Percentage Yield. The dividend rates and APY are effective as of 4/1/2021 and are determined by the Board of Directors. The dividend rates and APYs may change after the account is opened and are accurate as of the last dividend declaration date. Fees incurred may reduce earnings on these accounts. Rates, terms and conditions are subject to change at any time.

Minimum to Open

$0

Minimum Balance to Earn APY*

$0.00

Dividend Rate

0.10%

APY1

0.10%

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Please enter a valid US zip code.

Your zip code will be stored for one day. During this time, all rates on this page will reflect your current location.

IRA Savings Accounts

Minimum to Open

Minimum Balance to Earn APY

Dividend Rate

APY1

¹APY = Annual Percentage Yield. The dividend rates and APY are effective as of 4/1/2021 and are determined by the Board of Directors. The dividend rates and APYs may change after the account is opened and are accurate as of the last dividend declaration date. Fees incurred may reduce earnings on these accounts. Rates, terms and conditions are subject to change at any time.

Minimum to Open

$0

Minimum Balance to Earn APY

$0 - $99.99

Dividend Rate

0.10%

APY1

0.10%

Minimum to Open

$0

Minimum Balance to Earn APY

$100 - $24,999.99

Dividend Rate

0.10%

APY1

0.10%

Minimum to Open

$0

Minimum Balance to Earn APY

$25,000 - $49,999.99

Dividend Rate

0.10%

APY1

0.10%

Minimum to Open

$0

Minimum Balance to Earn APY

$50,000 - $99,999.99

Dividend Rate

0.10%

APY1

0.10%

Minimum to Open

$0

Minimum Balance to Earn APY

$100,000 and over

Dividend Rate

0.10%

APY1

0.10%

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Your zip code will be stored for one day. During this time, all rates on this page will reflect your current location.

IRA Share Certificates

Term

Minimum to Open

Minimum Balance to Earn APY

Dividend Rate

APY1

 

¹APY = Annual Percentage Yield. The dividend rates and APY are effective as of 4/1/2021 and are determined by the Board of Directors. Rates, terms and conditions are subject to change at any time. Fees incurred may reduce earnings on these accounts. There is a penalty for early (premature) withdrawal of certificate funds other than dividends.

Term

6 Month

Minimum to Open

$250

Minimum Balance to Earn APY

N/A

Dividend Rate

0.35%

APY1

0.35%

Term

12 Month

Minimum to Open

$250

Minimum Balance to Earn APY

N/A

Dividend Rate

0.50%

APY1

0.50%

Term

24 Month

Minimum to Open

$250

Minimum Balance to Earn APY

N/A

Dividend Rate

0.70%

APY1

0.70%

Term

36 Month

Minimum to Open

$250

Minimum Balance to Earn APY

N/A

Dividend Rate

0.80%

APY1

0.80%

Term

48 Month

Minimum to Open

$250

Minimum Balance to Earn APY

N/A

Dividend Rate

0.85%

APY1

0.85%

Term

60 Month

Minimum to Open

$250

Minimum Balance to Earn APY

N/A

Dividend Rate

1.00%

APY1

1.00%

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Xceed Platinum Visa® Card

Credit Card Type

Introductory APR1

Annual Percentage Rate (APR As Low As)1

Apply now for a credit card

 

¹APR = Annual Percentage Rate. The introductory APR will apply to purchases, balance transfers, and convenience checks posted to your account within 90 days of account opening and remain in effect for nine months from the first qualifying transaction. The $0 introductory balance transfer and convenience check fee will apply to balance transfers completed from that post within 90 days of account opening. Offer available to both existing and new credit card accounts. If you pay your statement’s “New Balance” in full by the due date, we will not charge interest on any new transactions that post to the purchase balance. If you have been paying your account in full without interest charges, but fail to pay your next “New Balance” in full, we will charge interest on the unpaid balance. For balance transfers and convenience checks, we will start charging interest on the transaction date. New credit card accounts are subject to credit qualifications and approval. Actual rates and loan limits are based on applicants’ credit score and verifiable income. Xceed Financial loan limits and underwriting guidelines will be followed. The current, standard (non-introductory) variable APR for purchases, balance transfers, and cash advances for new accounts is 10.24% – 18.00% for Visa® Platinum Cards (no rewards) and 13.24% – 18.00% for Visa® Platinum Rewards Cards, based on your creditworthiness, and are effective as of 4/1/2021. The current (non-introductory) balance transfer fee is $29 or 3% of the amount of each transfer, whichever is greater. In addition to the balance transfer fee, the following additional finance charges may apply, depending on the type of transaction: For cash advance transactions – a Cash Advance Fee – Domestic of $10 or 3% of the cash advance amount, whichever is greater or a Cash Advance Fee – Foreign of $10 or 4% of the foreign cash advance amount, whichever is greater; for foreign purchase transactions – a Foreign Transaction Fee – Purchases of 1% of each foreign transaction (in U.S. dollars). If you are charged interest, the charge will be no less than $1. Other terms and conditions apply. Programs, rates, terms and conditions subject to change at any time. Ask an associate for details. See pricing and terms.

Credit Card Type

Xceed Platinum Visa® Card (without Rewards)

Introductory APR1

4.99%

Annual Percentage Rate (APR As Low As)1

7.99%

Credit Card Type

Xceed Platinum Visa® Card (with Rewards)

Introductory APR1

4.99%

Annual Percentage Rate (APR As Low As)1

10.99%

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Please enter a valid US zip code.

Your zip code will be stored for one day. During this time, all rates on this page will reflect your current location.

Auto Loans

Loan Type and Term

Annual Percentage Rate (APR As Low As)1

Payment Per $1,000

Apply now for an auto loan

 

¹The Annual Percentage Rate (APR) may vary based on each individual’s credit history, loan type, loan amount, loan collateral, and underwriting factors. Subject to credit qualifications and approval. The APR reflects an interest rate reduction of .25% off the standard rate for automatic payment from an Xceed Financial Signature or Simplicity Checking account. Xceed Financial collateral requirements and underwriting guidelines will be followed. Programs, rates, terms and conditions are effective as of 4/1/2021 and are subject to change at any time without notice. Not all vehicle years, makes and models will qualify. Additional terms, conditions, and restrictions apply.

Loan Type and Term

New Auto – 48 months

Annual Percentage Rate (APR As Low As)1

2.74%

Payment Per $1,000

$22.02

Loan Type and Term

New Auto – 60 months

Annual Percentage Rate (APR As Low As)1

2.99%

Payment Per $1,000

$17.96

Loan Type and Term

New Auto – 72 months

Annual Percentage Rate (APR As Low As)1

3.24%

Payment Per $1,000

$15.30

Loan Type and Term

New Auto – 84 months

Annual Percentage Rate (APR As Low As)1

3.44%

Payment Per $1,000

$15.31

Loan Type and Term

Used Auto – 48 months

Annual Percentage Rate (APR As Low As)1

2.94%

Payment Per $1,000

$21.11

Loan Type and Term

Used Auto – 60 months

Annual Percentage Rate (APR As Low As)1

2.99%

Payment Per $1,000

$17.96

Loan Type and Term

Used Auto – 72 months

Annual Percentage Rate (APR As Low As)1

3.25%

Payment Per $1,000

$15.31

Loan Type and Term

Used Auto – 84 months

Annual Percentage Rate (APR As Low As)1

3.84%

Payment Per $1,000

$13.60

Loan Type and Term

Annual Percentage Rate (APR As Low As)1

Payment Per $1,000

¹The Annual Percentage Rate (APR) may vary based on each individual’s credit history, loan type, loan amount, loan collateral, and underwriting factors. Subject to credit qualifications and approval. The APR reflects an interest rate reduction of .25% off the standard rate for automatic payment from an Xceed Financial Signature or Simplicity Checking account. Xceed Financial collateral requirements and underwriting guidelines will be followed. Programs, rates, terms and conditions are effective as of 4/1/2021 and are subject to change at any time without notice. Not all vehicle years, makes and models will qualify. Additional terms, conditions, and restrictions apply.

Loan Type and Term

New Auto – 48 months

Annual Percentage Rate (APR As Low As)1

2.74%

Payment Per $1,000

$22.02

Loan Type and Term

New Auto – 60 months

Annual Percentage Rate (APR As Low As)1

2.99%

Payment Per $1,000

$17.96

Loan Type and Term

New Auto – 72 months

Annual Percentage Rate (APR As Low As)1

3.24%

Payment Per $1,000

$15.30

Loan Type and Term

New Auto – 84 months

Annual Percentage Rate (APR As Low As)1

3.44%

Payment Per $1,000

$13.41

Loan Type and Term

Used Auto – 48 months

Annual Percentage Rate (APR As Low As)1

2.94%

Payment Per $1,000

$21.11

Loan Type and Term

Used Auto – 60 months

Annual Percentage Rate (APR As Low As)1

2.99%

Payment Per $1,000

$17.96

Loan Type and Term

Used Auto – 72 months

Annual Percentage Rate (APR As Low As)1

3.25%

Payment Per $1,000

$15.31

Loan Type and Term

Used Auto – 84 months

Annual Percentage Rate (APR As Low As)1

3.84%

Payment Per $1,000

$13.60

Loan Type and Term

Annual Percentage Rate (APR As Low As)1

Payment Per $1,000

¹The Annual Percentage Rate (APR) may vary based on each individual’s credit history, loan type, loan amount, loan collateral, and underwriting factors. Subject to credit qualifications and approval. The APR reflects an interest rate reduction of .25% off the standard rate for automatic payment from an Xceed Financial Signature or Simplicity Checking account. Xceed Financial collateral requirements and underwriting guidelines will be followed. Programs, rates, terms and conditions are effective as of 4/1/2021 and are subject to change at any time without notice. Not all vehicle years, makes and models will qualify. Additional terms, conditions, and restrictions apply.

Loan Type and Term

New Auto – 48 months

Annual Percentage Rate (APR As Low As)1

2.74%

Payment Per $1,000

$22.02

Loan Type and Term

New Auto – 60 months

Annual Percentage Rate (APR As Low As)1

2.99%

Payment Per $1,000

$17.96

Loan Type and Term

New Auto – 72 months

Annual Percentage Rate (APR As Low As)1

3.24%

Payment Per $1,000

$15.30

Loan Type and Term

New Auto – 84 months

Annual Percentage Rate (APR As Low As)1

3.44%

Payment Per $1,000

$13.41

Loan Type and Term

Used Auto – 48 months

Annual Percentage Rate (APR As Low As)1

2.94%

Payment Per $1,000

$22.11

Loan Type and Term

Used Auto – 60 months

Annual Percentage Rate (APR As Low As)1

2.99%

Payment Per $1,000

$17.96

Loan Type and Term

Used Auto – 72 months

Annual Percentage Rate (APR As Low As)1

3.25%

Payment Per $1,000

$15.31

Loan Type and Term

Used Auto – 84 months

Annual Percentage Rate (APR As Low As)1

3.84%

Payment Per $1,000

$13.68

Loan Type and Term

Annual Percentage Rate (APR As Low As)1

Payment Per $1,000

¹The Annual Percentage Rate (APR) may vary based on each individual’s credit history, loan type, loan amount, loan collateral, and underwriting factors. Subject to credit qualifications and approval. The APR reflects an interest rate reduction of .25% off the standard rate for automatic payment from an Xceed Financial Signature or Simplicity Checking account. Xceed Financial collateral requirements and underwriting guidelines will be followed. Programs, rates, terms and conditions are effective as of 4/1/2021 and are subject to change at any time without notice. Not all vehicle years, makes and models will qualify. Additional terms, conditions, and restrictions apply.

Loan Type and Term

New Auto – 48 months

Annual Percentage Rate (APR As Low As)1

2.74%

Payment Per $1,000

$22.02

Loan Type and Term

New Auto – 60 months

Annual Percentage Rate (APR As Low As)1

2.99%

Payment Per $1,000

$17.96

Loan Type and Term

New Auto – 72 months

Annual Percentage Rate (APR As Low As)1

3.24%

Payment Per $1,000

$15.30

Loan Type and Term

New Auto – 84 months

Annual Percentage Rate (APR As Low As)1

3.44%

Payment Per $1,000

$13.41

Loan Type and Term

Used Auto – 48 months

Annual Percentage Rate (APR As Low As)1

2.94%

Payment Per $1,000

$22.11

Loan Type and Term

Used Auto – 60 months

Annual Percentage Rate (APR As Low As)1

2.99%

Payment Per $1,000

$17.96

Loan Type and Term

Used Auto – 72 months

Annual Percentage Rate (APR As Low As)1

3.25%

Payment Per $1,000

$15.31

Loan Type and Term

Used Auto – 84 months

Annual Percentage Rate (APR As Low As)1

3.84%

Payment Per $1,000

$13.68

Loan Type and Term

Annual Percentage Rate (APR As Low As)1

Payment Per $1,000

¹The Annual Percentage Rate (APR) may vary based on each individual’s credit history, loan type, loan amount, loan collateral, and underwriting factors. Subject to credit qualifications and approval. The APR reflects an interest rate reduction of .25% off the standard rate for automatic payment from an Xceed Financial Signature or Simplicity Checking account. Xceed Financial collateral requirements and underwriting guidelines will be followed. Programs, rates, terms and conditions are effective as of 4/1/2021 and are subject to change at any time without notice. Not all vehicle years, makes and models will qualify. Additional terms, conditions, and restrictions apply.

Loan Type and Term

New Auto – 48 months

Annual Percentage Rate (APR As Low As)1

2.74%

Payment Per $1,000

$22.02

Loan Type and Term

New Auto – 60 months

Annual Percentage Rate (APR As Low As)1

2.99%

Payment Per $1,000

$17.96

Loan Type and Term

New Auto – 72 months

Annual Percentage Rate (APR As Low As)1

3.24%

Payment Per $1,000

$15.30

Loan Type and Term

New Auto – 84 months

Annual Percentage Rate (APR As Low As)1

3.44%

Payment Per $1,000

$13.41

Loan Type and Term

Used Auto – 48 months

Annual Percentage Rate (APR As Low As)1

2.94%

Payment Per $1,000

$22.11

Loan Type and Term

Used Auto – 60 months

Annual Percentage Rate (APR As Low As)1

2.99%

Payment Per $1,000

$17.96

Loan Type and Term

Used Auto – 72 months

Annual Percentage Rate (APR As Low As)1

3.25%

Payment Per $1,000

$15.31

Loan Type and Term

Used Auto – 84 months

Annual Percentage Rate (APR As Low As)1

3.84%

Payment Per $1,000

$13.68

Loan Type and Term

Annual Percentage Rate (APR As Low As)1

Payment Per $1,000

¹The Annual Percentage Rate (APR) may vary based on each individual’s credit history, loan type, loan amount, loan collateral, and underwriting factors. Subject to credit qualifications and approval. The APR reflects an interest rate reduction of .25% off the standard rate for automatic payment from an Xceed Financial Signature or Simplicity Checking account. Xceed Financial collateral requirements and underwriting guidelines will be followed. Programs, rates, terms and conditions are effective as of 4/1/2021 and are subject to change at any time without notice. Not all vehicle years, makes and models will qualify. Additional terms, conditions, and restrictions apply.

Loan Type and Term

New Auto – 48 months

Annual Percentage Rate (APR As Low As)1

2.74%

Payment Per $1,000

$22.02

Loan Type and Term

New Auto – 60 months

Annual Percentage Rate (APR As Low As)1

2.99%

Payment Per $1,000

$17.96

Loan Type and Term

New Auto – 72 months

Annual Percentage Rate (APR As Low As)1

3.24%

Payment Per $1,000

$15.30

Loan Type and Term

New Auto – 84 months

Annual Percentage Rate (APR As Low As)1

3.44%

Payment Per $1,000

$13.41

Loan Type and Term

Used Auto – 48 months

Annual Percentage Rate (APR As Low As)1

2.94%

Payment Per $1,000

$22.11

Loan Type and Term

Used Auto – 60 months

Annual Percentage Rate (APR As Low As)1

2.99%

Payment Per $1,000

$17.96

Loan Type and Term

Used Auto – 72 months

Annual Percentage Rate (APR As Low As)1

3.25%

Payment Per $1,000

$15.31

Loan Type and Term

Used Auto – 84 months

Annual Percentage Rate (APR As Low As)1

3.84%

Payment Per $1,000

$13.68

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Other Vehicle Loans

Loan Type

Interest Rate As Low As

Annual Percentage Rate as Low As1

Apply now for a vehicle loan

 

¹The Annual Percentage Rate (APR) may vary based on each individual’s credit history, loan type, loan amount, loan collateral, and underwriting factors. Subject to credit qualifications and approval. The APR reflects an interest rate reduction of .25% off the standard rate for automatic payment from an Xceed Financial checking account. Xceed Financial collateral requirements and underwriting guidelines will be followed. Programs, rates, terms and conditions are effective as of 4/1/2021 and are subject to change at any time without notice. Not all vehicle years, makes and models will qualify. Additional terms, conditions, and restrictions apply.

Loan Type

Motorcycle (new)

Interest Rate As Low As

4.94%

Annual Percentage Rate as Low As1

4.94%

Loan Type

Motorcycle (used)

Interest Rate As Low As

5.04%

Annual Percentage Rate as Low As1

5.04%

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Please enter a valid US zip code.

Your zip code will be stored for one day. During this time, all rates on this page will reflect your current location.

Personal Loans

Loan Type

Annual Percentage Rate (APR As Low As)1

Apply now for a personal loan

 

¹Actual rates may vary based each individual’s credit history, loan type, and underwriting factors. Subject to credit qualifications and approval.  Programs, rates, terms and conditions are effective as of 4/1/2021 and are subject to change at any time without notice. Additional terms, conditions, and restrictions apply.

²The APR reflects an interest rate reduction of .25% off the standard rate for automatic payment from an Xceed Financial checking account. For Consolidation Loans, the maximum cash back a borrower can receive is 5% of the total loan amount.

³The variable annual percentage rate (APR) may adjust monthly based on the Prime Rate (index) plus a margin and may vary based each individual’s credit history and underwriting factors.

Loan Type

Consolidation Loan2

Annual Percentage Rate (APR As Low As)1

7.74%

Loan Type

MemberFirst2

Annual Percentage Rate (APR As Low As)1

7.74%

Loan Type

PowerLine of Credit3

Annual Percentage Rate (APR As Low As)1

11.25%

Loan Type

Savings Secured

Annual Percentage Rate (APR As Low As)1

Dividend Rate +3%

Loan Type

Certificate Secured

Annual Percentage Rate (APR As Low As)1

Dividend Rate +3%

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Please enter a valid US zip code.

Your zip code will be stored for one day. During this time, all rates on this page will reflect your current location.

Business Savings

Accounts

Minimum to Open1

Minimum Balance to Earn APY

Dividend Rate

APY2

APY = Annual Percentage Yield. The dividend rates and APY are effective as of 4/1/2021 and are determined by the Board of Directors. Fees incurred may reduce earnings on these accounts. Rates, terms and conditions subject to change at any time. Please ask an Xceed Financial associate for details.

¹$100 minimum daily balance required to avoid monthly fee.

²The dividend rates and APY may change after the account is opened and are accurate as of the last dividend declaration date.

Accounts

Business Savings

Minimum to Open1

$100

Minimum Balance to Earn APY

$100

Dividend Rate

0.05%

APY2

0.05%

For the most accurate rates, tell us where you live.
Please enter a valid US zip code.

Your zip code will be stored for one day. During this time, all rates on this page will reflect your current location.

Business Share Certificates

Certificate Type1

Minimum to Open

Dividend Rate

APY2

APY = Annual Percentage Yield. The dividend rates and APY are effective as of 4/1/2021 and are determined by the Board of Directors. Fees incurred may reduce earnings on these accounts. Rates, terms and conditions subject to change at any time. Please ask an Xceed Financial associate for details.

¹There is a penalty for early (premature) withdrawal of certificate funds other than dividends.

²The dividend rates and APY may change after the account is opened and are accurate as of the last dividend declaration date.

Certificate Type1

6 Month

Minimum to Open

$500

Dividend Rate

0.35%

APY2

0.35%

Certificate Type1

12 Month

Minimum to Open

$500

Dividend Rate

0.50%

APY2

0.50%

Certificate Type1

24 Month

Minimum to Open

$500

Dividend Rate

0.70%

APY2

0.70%

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Business Money Market Accounts

Accounts

Minimum to Open1

Minimum Balance to Earn APY

Dividend Rate

APY2

APY = Annual Percentage Yield. The dividend rates and APY are effective as of 4/1/2021 and are determined by the Board of Directors. Fees incurred may reduce earnings on these accounts. Rates, terms and conditions subject to change at any time. Please ask an Xceed Financial associate for details.

¹$1,000 minimum daily balance required to avoid monthly fee.

²The dividend rates and APY may change after the account is opened and are accurate as of the last dividend declaration date.

Accounts

Business Money Market

Minimum to Open1

$1,000

Minimum Balance to Earn APY

$0 - $999.99

Dividend Rate

0.15%

APY2

0.15%

Accounts

Business Money Market

Minimum to Open1

$1,000

Minimum Balance to Earn APY

$1,000 - $14,999.99

Dividend Rate

0.20%

APY2

0.20%

Accounts

Business Money Market

Minimum to Open1

$1,000

Minimum Balance to Earn APY

$15,000 - $49,999.99

Dividend Rate

0.20%

APY2

0.20%

Accounts

Business Money Market

Minimum to Open1

$1,000

Minimum Balance to Earn APY

$50,000 - $99,999.99

Dividend Rate

0.30%

APY2

0.30%

Accounts

Business Money Market

Minimum to Open1

$1,000

Minimum Balance to Earn APY

$100,000 and over

Dividend Rate

0.40%

APY2

0.40%

For the most accurate rates, tell us where you live.
Please enter a valid US zip code.

Your zip code will be stored for one day. During this time, all rates on this page will reflect your current location.

For the most accurate rates, tell us where you live.
Please enter a valid US zip code.

Your zip code will be stored for one day. During this time, all rates on this page will reflect your current location.

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