realtor showing family a home


Realtor Partnerships with Xceed

We take care of realtors and their clients.

Our Mortgage Loan Officers know real estate and are experts at preventing the headaches that can delay a closing. We partner with you and your clients to deliver outstanding personal service that big banks just can’t match.

When you work with our Mortgage Loan Officers, you'll enjoy:

check Icon

Closer to Home

All purchase transactions are GUARANTEED* ready to close in 15 business days.

check Icon


We can rush appraisals, documents, and funding on an as-needed basis.

check Icon


We offer call, email, and text status updates to all realtors and borrowers during the borrowing process, and post-close check ins which can provide referrals.

check Icon

Direct access

24/7 access to our Chief Sales Officer and loan processing team, plus our experienced Mortgage Loan Officer teams.

check Icon

Local, direct lender

Underwriting, processing, and funding are all done in-house.

check Icon


Work with potential buyers who are already pre-approved for a loan, helping them move forward with their purchase more quickly.

check Icon

Business opportunities

Co-host events in our Financial Centers or have a Mortgage Loan Officer onsite at an open house to pre-qualify or pre-approve potential homebuyers.

check Icon

Nationwide lending

Xceed can lend in all 50 states, which brings opportunities for referrals to realtors.

Reach out to our team »

Home Loan Programs

Xceed is a full-service financial institution with a wide variety of home loan programs. From ARM to FHA to jumbo, Xceed is a one-stop shop for your clients’ home loan needs.

Learn more about our home loans »

Request a Call

Let us know a time that’s right for you, and we can give you a call at your convenience.

You’ll love how we take care of your business!

We partner with you and your clients to deliver outstanding personal service that big banks just can’t match.

  • Competitive low rates
  • Free loan prequalification
  • Written loan commitment
  • In-house underwriting and processing
  • Loans up to $2.5 million
  • First and second mortgages
  • Home equity loans and HELOCs
  • Exclusive LTV/CLTV limits
  • Convenient, online mortgage application
  • Interest-rate lock options
  • 50 years of lending experience
  • 97% First Time Homebuyer - Conventional Mortgage Program

Meet our Mortgage Loan Officers

Our team has the experience and dedication
to help you select the right loan for your needs.

Great savings, personal service

Luis and Tom describe the great savings and personal service they enjoyed by choosing Xceed for their home loan needs.


*Certain terms, restrictions and conditions apply, are subject to change and may be discontinued at any time. This is not a commitment to lend. Offer valid 12/01/17 – 12/31/19. Closer to Home, 15 day guarantee is defined as Xceed Financial Credit Union will have cleared all lender conditions so that final loan documents are ready to be sent to the member’s closing agent within 15 business days. Member must be pre-approved by Xceed prior to contracting to buy the home; preapproval must be current, within 90 days of contract with no material financial changes. Buyer must provide to Xceed within 2 days of offer acceptance: an executed sales contract, all loan documentation as required, member’s authorization to proceed with the loan and any upfront fees. Loan rate, amount, and terms must be locked and remain unchanged at least 10 business days prior to the “Closer to Home, 15 day guarantee” signing date. Escrow period not to exceed 45 days. Offer available only for conforming, high balance conforming and portfolio purchase loans on single family residences including condos and PUDs. Limited to CA, CO, CT, FL, NC, NJ, NY, PA, and TX. Offer not valid for FHA/VA loans, HELOCs, second mortgages or refinance loans. Xceed will waive the entire processing fee, up to $895, if the 15 business day timing is not met, provided all other conditions are met. Guarantee does not apply to events beyond the control of Xceed, including appraised value, borrower/seller/third-party delays, outside second lien holder approval, short sale approval, lender conditions that cannot be met by any party, or acts of God, i.e. inclement weather. Ask an associate for details.

For the most accurate rates, tell us where you live.
Please enter a valid US zip code.

Your zip code will be stored for one day. During this time, all rates on this page will reflect your current location.

You are now leaving Xceed Financial Credit Union’s website. We provide hyperlinks to other sites solely as a convenience, and they may not always function properly. XFCU does not control, nor are we responsible for the contents of, or any link within, a third party’s site. A non-XFCU site might have a different privacy policy and may provide less security than XFCU’s site. When accessing a site from here, you are responsible for confirming the identity and authenticity of any third party you visit and transact business with online. Hyperlinks from XFCU are not endorsements by XFCU of any third party, its ownership or management, products, services, information or recommendations it may offer, or any advertisers or sponsors appearing on a third party’s site.

Cancel Accept