children with backpacks jumping

SHARE CERTIFICATES

My share
Open a Share Certificate
Today’s rates
Get started
Tools & tips

Xceed Share Certificates

Build your savings. Diversify your portfolio. All through the year, our Share Certificates offer high-yield savings with fixed rates and lots of term options.

  • Open with as little as $500
  • Make a deposit or transfer funds from another institution to get started
  • Choose a variety of terms, from 6 to 60 months
  • Earn quarterly dividends
  • Be confident that your savings are federally insured up to $250,000

Today’s Rates

Share Certificates

Term

Minimum to Open

Minimum Balance to Earn APY

Dividend Rate

APY1

 

¹APY = Annual Percentage Yield. The dividend rates and APY are effective as of 6/10/2019 and are determined by the Board of Directors. Rates, terms and conditions are subject to change at any time. Fees incurred may reduce earnings on these accounts. There is a penalty for early (premature) withdrawal of certificate funds other than dividends.

Term

6 Month

Minimum to Open

$500

Minimum Balance to Earn APY

N/A

Dividend Rate

1.24%

APY1

1.25%

Term

12 Month

Minimum to Open

$500

Minimum Balance to Earn APY

N/A

Dividend Rate

1.99%

APY1

2.00%

Term

18 Month

Minimum to Open

$500

Minimum Balance to Earn APY

N/A

Dividend Rate

2.23%

APY1

2.25%

Term

24 Month

Minimum to Open

$500

Minimum Balance to Earn APY

N/A

Dividend Rate

2.48%

APY1

2.50%

Term

36 Month

Minimum to Open

$500

Minimum Balance to Earn APY

N/A

Dividend Rate

2.72%

APY1

2.75%

Term

48 Month

Minimum to Open

$500

Minimum Balance to Earn APY

N/A

Dividend Rate

2.87%

APY1

2.90%

Term

60 Month

Minimum to Open

$500

Minimum Balance to Earn APY

N/A

Dividend Rate

2.97%

APY1

3.00%
For the most accurate rates, tell us where you live.
Please enter a valid US zip code.

Your zip code will be stored for one day. During this time, all rates on this page will reflect your current location.

Let’s Get Started

Visit a Financial Center to open a certificate
Find a location
Give us a call to open your share certificate
800.XFCU.222
Face to face, anywhere — video chat with us
Xperience Center »

Tools & Tips

woman relaxing reading book
  |  ,

Save for the Long Term

Share certificates (also known as certificates of deposit at banks) are a long-term savings tool. By agreeing to keep your money with a credit union or bank for a pre-determined length of time, you can earn higher returns than with a standard savings account.

man on phone at desk
  |  

Save with a Purpose

Deciding to beef up your savings is a great decision,

father and children playing basketball
  |  

Make the Most of Your Membership

You know that it pays to be a member of

View all tools »
For the most accurate rates, tell us where you live.
Please enter a valid US zip code.

Your zip code will be stored for one day. During this time, all rates on this page will reflect your current location.

You are now leaving Xceed Financial Credit Union’s website. We provide hyperlinks to other sites solely as a convenience, and they may not always function properly. XFCU does not control, nor are we responsible for the contents of, or any link within, a third party’s site. A non-XFCU site might have a different privacy policy and may provide less security than XFCU’s site. When accessing a site from here, you are responsible for confirming the identity and authenticity of any third party you visit and transact business with online. Hyperlinks from XFCU are not endorsements by XFCU of any third party, its ownership or management, products, services, information or recommendations it may offer, or any advertisers or sponsors appearing on a third party’s site.

Cancel Accept