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SHARE CERTIFICATES

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Xceed Share Certificates

Build your savings. Diversify your portfolio. All through the year, our Share Certificates offer high-yield savings with fixed rates and lots of term options.

  • Open with as little as $500
  • Make a deposit or transfer funds from another institution to get started
  • Choose a variety of terms, from 6 to 60 months
  • Earn quarterly dividends
  • Be confident that your savings are federally insured up to $250,000

Today’s Rates

Share Certificates

Term

Minimum to Open

Minimum Balance to Earn APY

Dividend Rate

APY1

 

¹APY = Annual Percentage Yield. The dividend rates and APY are effective as of 2/25/19 and are determined by the Board of Directors. Rates, terms and conditions are subject to change at any time. Fees incurred may reduce earnings on these accounts. A penalty may be imposed for early withdrawal.

Term

6 Month

Minimum to Open

$500

Minimum Balance to Earn APY

N/A

Dividend Rate

1.24%

APY1

1.25%

Term

12 Month

Minimum to Open

$500

Minimum Balance to Earn APY

N/A

Dividend Rate

1.99%

APY1

2.00%

Term

18 Month

Minimum to Open

$500

Minimum Balance to Earn APY

N/A

Dividend Rate

2.23%

APY1

2.25%

Term

24 Month

Minimum to Open

$500

Minimum Balance to Earn APY

N/A

Dividend Rate

2.48%

APY1

2.50%

Term

36 Month

Minimum to Open

$500

Minimum Balance to Earn APY

N/A

Dividend Rate

2.72%

APY1

2.75%

Term

48 Month

Minimum to Open

$500

Minimum Balance to Earn APY

N/A

Dividend Rate

2.87%

APY1

2.90%

Term

60 Month

Minimum to Open

$500

Minimum Balance to Earn APY

N/A

Dividend Rate

2.97%

APY1

3.00%
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Let’s Get Started

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Tools & Tips

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Save for the Long Term

Share certificates (also known as certificates of deposit at banks) are a long-term savings tool. By agreeing to keep your money with a credit union or bank for a pre-determined length of time, you can earn higher returns than with a standard savings account.

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Save with a Purpose

Deciding to beef up your savings is a great decision,

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Make the Most of Your Membership

You know that it pays to be a member of

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For the most accurate rates, tell us where you live.
Please enter a valid US zip code.

Your zip code will be stored for one day. During this time, all rates on this page will reflect your current location.

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