Special Gifts Promotion

Special Gifts Just For You!

We at Xceed want to start your new year off right! Take advantage of your special offers soon, available now through January 31, 2020.

  • Receive a 0.50% discount on a MemberFirst Loan. Rates as low as 7.99% up to 60 months.2
  • Enjoy a $400 credit towards closing costs on your mortgage.3
  • Earn a 0.25% dividend rate increase on any new share certificate with terms of 12 months of longer.4

How to Get Started.

  • Visit your local Financial Center
  • Call us at 800.XFCU.222 (800.932.8222)

Additional terms, conditions, and restrictions apply. Offers, programs, rates, terms, and conditions are current as of January 13, 2019, and are subject to change at any time without notice. Promotional offers cannot be combined with any other promotional offer or rate, including the automatic payment discount. Offer ends January 31, 2020. Ask an associate for details.

To qualify for the holiday gift offers on loans, member(s) must establish automatic payment from an active Xceed Signature or Simplicity Checking account. Loans are subject to credit qualifications and approval. This is not a commitment to lend. Xceed collateral requirements and underwriting guidelines will be followed.

1 The APR may vary based on each individual’s credit history, loan type, loan amount, loan collateral, and underwriting factors. Not all vehicle years, makes, and models will qualify. Not valid on existing Xceed auto loans. New auto loan rate cannot be lower than 2.99%. Used auto loan rate cannot be lower than 3.24%. Promotional offer available for one auto loan only and must be applied by January 31, 2020. Payment Example: A 36-month loan at 2.99% requires 36 monthly payments of $29.10 per $1,000.

2 MemberFirst Loan: Payment Example based on a top-tier credit tier: A 60-month loan at 7.99% APR requires 60 monthly payments of $20.30 per $1,000.

3 The standard processing fee is waived only for Xceed purchase and refinance mortgage applications. Discount on processing fee cannot exceed $400. This includes pre-approval applications to shop for a home but the purchase loan must be closed within 90 days of the application date.

4 To qualify for the holiday gift offer on certificates, member(s) must have an active Xceed Signature or Simplicity Checking account with direct deposit or ACH deposit of totaling $1,000 per month or more. Offer available for one Share Certificate only and must be opened by January 31, 2020. Offer not valid on business accounts. New money only.

For the most accurate rates, tell us where you live.
Please enter a valid US zip code.

Your zip code will be stored for one day. During this time, all rates on this page will reflect your current location.

You are now leaving Xceed Financial Credit Union’s website. We provide hyperlinks to other sites solely as a convenience, and they may not always function properly. XFCU does not control, nor are we responsible for the contents of, or any link within, a third party’s site. A non-XFCU site might have a different privacy policy and may provide less security than XFCU’s site. When accessing a site from here, you are responsible for confirming the identity and authenticity of any third party you visit and transact business with online. Hyperlinks from XFCU are not endorsements by XFCU of any third party, its ownership or management, products, services, information or recommendations it may offer, or any advertisers or sponsors appearing on a third party’s site.

Cancel Accept