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Auto and Home Loan Refinancing with Xceed

Here’s how Xceed stands apart from the big banks.

Few financial moves are as powerful as refinancing your home or auto loan. So it’s important to know how refinancing works, and where to go to find the best options for you.

Xceed Financial Credit Union works differently than traditional banks. We don’t answer to shareholders, we answer to members––people like you. Credit unions are not-for-profit organizations dedicated to serving and giving back to members.

Because of this, you’ll find a couple of characteristics stand apart from the big banks when you’re looking to refinance: lower interest rates and member-centered service.

Here are a few perks of refinancing your home or auto loan with Xceed Financial:

1.  Lower Interest Rates

Credit unions typically offer lower interest rates than big traditional banks, but Xceed offers something extra. Loans with Xceed are eligible for a discount when members sign up for Auto Pay.

This means you can save even more on low loan rates by linking your checking account to the payment system.

Our Cash-Out Refinance option on auto loans makes it possible to use cash from the equity in your vehicle toward other things. Even better—the online application is easy.

It’s a great way to move away from a high-interest car loan that may have been difficult to afford while receiving cash to pay bills or consolidate credit accounts.

We have all the tools you need to get started. See how much you can start saving now using our online calculator.

2.  Personal Service

At Xceed, it’s all about our members. You can expect personal service and help to find clear solutions to meet your financial needs.

Credit unions rank consistently higher in consumer satisfaction than traditional banks––and we take that to heart. Community is always number one.

With this in mind, we offer personal bankers to suit your needs. Whether you’re looking for a home or auto loan, you’ll find a dedicated associate ready to help you through the process and answer questions along the way.

Loan processing happens quickly here too with our 15-Day Guarantee. By ensuring timely service, we keep you on track to secure your loan and help life continue moving apace.

If you’re interested in refinancing a home or auto loan, Xceed is here to help. Remember to punch your numbers into our handy calculator tool, and learn more about the ways we can assist you on your financial journey.

Learn more about our Home Loan or Auto Loan refinance options.

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