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WISH: Bringing Homeownership Within Reach

WISH: Bringing Homeownership Within Reach

The Workforce Initiative Subsidy for Homeownership (WISH) Program*

The WISH Program is a matching grant of up to $22,000 for eligible individuals and families who want to switch from renting to owning.

What can WISH do for you? Let’s say you’ve saved $500, and your parents can give you an additional $2,500. With WISH, you can get $12,000 more, raising your nest egg to $15,000 total.

It gets better: WISH grants can be combined with the other loan assistance programs we offer at Xceed, like HomeReady®. Ask a loan officer for details today.


  • At least one buyer must be a first-time homebuyer or someone who hasn’t owned a home in the last 3 years.
  • The buyer must be enrolled by Xceed in the WISH Program.
  • At least one buyer must complete the Framework Homeownership Course (or similar) prior to buying the home.
  • When enrolling in WISH, the buyer’s income must be at or below 80% of the HUD area median income.


*Enrollment in the WISH Program does not guarantee the homebuyer receipt of WISH funds. This is not a commitment to lend. Xceed Financial Credit Union loan limits, collateral requirements, and underwriting guidelines will be followed. Programs, rates, terms and conditions are subject to change at any time without notice. Additional terms, conditions, and restrictions apply.

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