Excellent service and exclusive promotions for everyone who works at Wyndham.
Your Personal Banker
At Xceed, service is never one-size-fits-all. We’d be happy to match you with your own Personal Banker.
Wide Range of Services
Personal accounts. Loans. Business services. Online and mobile banking. Great rates to grow your money.
Here When You Need Us
We’re here to help at every stage of life. Plus, we have expertise in company-specific retirement accounts.
Get a $200 or 20,000-point thank you
Open an Xceed Platinum Visa® Credit Card and spend at least $3,000 in the first 90 days, and you’ll earn a $200 statement credit or 20,000 bonus reward points, depending on the card you choose.5
Earn cash rewards when buying or selling a home
Save up to $400 on a new home loan
For a limited time, we’re waiving half of the processing fee on new home loans7 for Wyndham employees. Call (877) 923-3311 to talk to one of our mortgage loan officers, or contact us online.
$100 checking bonus for Wyndham employees
Want to do more with what you earn? Get a $100 bonus8 for opening a dividend-bearing Signature checking account with direct deposit. At Xceed, we help members go further.
When a friend you refer opens a new membership account with Xceed, you and your friend will each receive a $100 Bonus deposited to your accounts! The more friends you refer, the more rewards you can earn!9
- Luis A. Jr.
- Member Since
I refinanced my home through the credit union. They did a fantastic job. Not only were their rates very competitive, but also their closing costs compared to major banks. They were 35% lower than the competitors.
Join Xceed Today
Additional terms, restrictions and conditions apply and are subject to change at any time. Ask an associate for details.
1Conforming rates and payments based on a loan amount of $453,100. Certain rate and/or point adjustments may apply depending on loan features. XFCU updates this rate page daily between 6:00-9:00 AM PT on business days. All rates quoted assume a 45-day rate lock. Other rate lock periods are available. Interest rates posted on this sheet are based on a 740 FICO and a purchase of 60% loan to value (LTV) Owner occupied single family residence property in California. Additional fees may apply based on credit score, LTV, property type, occupancy, and cash out refinances.
3The Annual Percentage Rate (APR) may vary based on each individual’s credit history, loan type, loan amount, loan collateral, and underwriting factors. Subject to credit qualifications and approval. The APR reflects an interest rate reduction of .25% off the standard rate for automatic payment from an Xceed Financial Signature or Simplicity Checking account. Xceed Financial collateral requirements and underwriting guidelines will be followed. Programs, rates, terms and conditions are effective as of 10/10/2018 and are subject to change at any time without notice. Not all vehicle years, makes and models will qualify. Additional terms, conditions, and restrictions apply.
4APY = Annual Percentage Yield. The dividend rates and APY are effective as of 10/9/2018 and are determined by the Board of Directors. Rates, terms and conditions are subject to change at any time.
520,000 bonus points offer is only applicable to new Xceed Platinum Visa with Rewards Credit Card accounts opened after June 15, 2017. $200 statement credit offer is only applicable to new Xceed Platinum Visa Credit Card accounts (no Rewards) opened after April 2, 2018. Earn a $200 statement credit (non-Rewards card) or 20,000 bonus points (Rewards card) on qualifying purchases by spending $3,000 on your Xceed Credit Card within the first 90 days of opening. Subject to credit approval for qualifying purchases. Purchase requirements and exclusions may apply. Limit one statement credit/points bonus per person. The following types of transactions don’t qualify as purchases to earn the $200 statement credit or 20,000 bonus points: convenience checks; balance transfers; account transfers; card reissues; cash advances and similar cash-like transactions; interest and account fees; unauthorized charges; and items returned for credit. Statement credit or bonus points will be applied to qualifying accounts in good standing within 4-8 weeks of promotion end date.
6Program and rewards, including the Cash-Back bonus, are provided by Cartus Corporation and made available to Xceed Financial Federal Credit Union members. The Cash-Back bonus is offered in most states. The Cash-Back bonus is only available with the purchase and/or sale of your home through the use of a program-recommended real estate agent. Customers are not required to receive financing from Xceed Financial Federal Credit Union in order to receive benefits of this program. All real estate commissions are negotiable. Other terms and conditions may apply. Please check with an Xceed Mortgage Loan Officer for details.
7The standard processing fee is waived for current Wyndham employees for purchase and reﬁnance applications submitted between December 22, 2017 and December 31, 2019. (Cannot exceed $400; for primary residence and second home only – no investment property.) This includes pre-approval applications to shop for a home but the purchase loan must be closed within 90 days of the application date. Credit and collateral are subject to approval. Actual rates may vary based on credit history, term, loan amount, loan collateral, and underwriting factors. This is not a commitment to lend. Xceed Financial loan limits, collateral requirements, and underwriting guidelines will be followed. Programs, terms and conditions are current as of December 31, 2018, and are subject to change at any time without notice. Offer valid only for Wyndham employees and not to be combined with any other offer.
8To obtain the $100 bonus, you must be a current employee at Wyndham, open your new Signature Checking account by December 31, 2019, and receive a direct deposit within the first 90 days of the account’s opening. The $100 bonus will be credited by the last day of the month following 90 days of the account being opened. The $100 will be considered as dividends and will be reported on the IRS Form 1099-INT. Offer not available to members with existing checking accounts.
9Referring Member Bonus: To qualify for the $100 referring member bonus, the referring member must be an existing Xceed member in good standing and referral must have been submitted through the Xceed bankingworthsharing.com microsite or the Banking Worth Sharing official form. Limit one referring member bonus per referred member. Terms and conditions subject to change at any time. The $100 bonus will be credited by the last day of the month following 90 days of the referred member account being opened. Total referral bonuses equal to $600 or more will be reported on the IRS Form 1099-MISC. Referred Member Bonus: Existing members who open new accounts do not qualify for the $100 bonus. New members must maintain the new account active with direct deposit and in good standing for 90 days. Cannot combine with any other offer. To obtain the $100 bonus to your membership/primary savings account, the referred member must open their account between July 16 and December 31, 2019, and receive a direct deposit of $500 or more to an Xceed account within the first 90 days of account opening. The $100 bonus will be credited by the last day of the month following 90 days of the account being opened. The $100 will be considered as dividends and will be reported on the IRS Form 1099-INT. Rates, terms and conditions subject to change at any time. All new account applicants are verified through ChexSystems and must qualify for membership. Regular, Access and Minor Savings Account: APY or Annual Percentage Yield is 0.05% APY on balances over $100 (or $50 for Minor Savings Accounts). The APY is effective as of 10/1/18 and may change after the account is opened. $5 minimum balance required to open the account. Fees incurred could reduce earnings on the account. Please refer to our Truth-in-Savings Disclosure and Services and Schedule of Fees at xfcu.org/disclosures for details on accounts, products, and services’ terms and conditions, including, but not limited to charges, fees, and waivers.